Debt Collection Agency in Manama: Epic Credit Recoveries
Epic Credit Recoveries is a premier debt recovery agency in Bahrain offering effective debt collection services, established in 2011, serving over 160 countries according to the agency, and a member of IACC and LIC; as a Debitura partner in Bahrain, they provide No Cure No Pay solutions based on Debitura's No Cure, No Pay standard terms and pricing.
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Company description
About Epic Credit Recoveries – Debt Collection in the middle east
Epic Credit Recoveries, based in Manama, Bahrain, is a leading debt collection agency with a strong focus on debt recovery solutions that it describes as risk-free. As a trusted partner of Debitura, Epic Credit Recoveries aligns with high standards and prides itself on a No Cure No Pay model.
Proven Results
Epic Credit Recoveries states that it serves over 160 countries through strategic partnerships. The agency is a proud member of the International Association of Commercial Collectors (IACC) and the League International for Creditors (LIC), exemplifying its commitment to international best practices. Since its founding in 2011, Epic has maintained its reputation as a premier debt collection agency, underscored by its consistent achievement in the field of commercial debt recovery, helping clients optimize cash flow effectively.
Meet the Team
Established in 2011 and employing 11 dedicated professionals, Epic Credit Recoveries is led by founder and CEO, Jassim Darwish. The team is composed of seasoned experts who bring credibility and experience to the agency's debt collection services. Their credentials, backed by affiliations with reputable international bodies, ensure that Epic delivers top-notch service with professionalism and precision.
Services & Industries
Epic Credit Recoveries offers a comprehensive suite of services, including international debt collection, receivables management, and legal services tailored to diverse industries like construction and auto deficiency. As an expert in pre-legal (amicable) debt collection in Bahrain, the agency's USP includes being a Debitura partner, delivering No Cure No Pay pre-legal debt collection services. This approach enables businesses to focus on growth without the worry of unpaid debts.
Global Reach and Compliance
Operating across regions such as Kuwait, Qatar, and Saudi Arabia, Epic Credit Recoveries ensures a seamless, compliant service by working under the regulatory standards set by the Ministry of Industry and Commerce in Bahrain. Despite the absence of a specific commercial licence number, the firm adheres to rigorous industry norms, bolstering trust with international clients. For further context, see Debitura’s Qatar debt‑collection guide, which outlines local regulation and best practices.
PRICING MODEL
As a Debitura partner, Epic Credit Recoveries offers pre-legal debt collection services under Debitura’s Standard Debt Collection Agreement and pricing.
This approach means clients incur no upfront costs for amicable collections. They only pay a success fee if Epic Credit Recoveries successfully recovers the claim, following the "No Cure No Pay" model.
Should Epic Credit Recoveries not recover the claim, clients pay nothing.
What success fee applies?
The success fee is influenced by factors such as the debtor's location, the size of the claim, and its age. Larger and newer claims typically incur lower fees.
For transparency, view detailed pricing here: Debitura Pricing
Legal Action
On occasions where legal action is necessary, like disputed claims or unsuccessful pre-legal recovery, such actions are beyond the standard No Cure No Pay pricing. Epic Credit Recoveries offers a competitive pricing scheme for these legal services, providing custom quotes via the Debitura platform for client consideration and approval.
Process
To submit a debt‑recovery claim to Epic Credit Recoveries, please first create a free profile on Debitura. Once registered, upload your claim through the Debitura portal, where the relevant details will be clearly displayed prior to submission. During this process, you will execute a Power of Attorney (PoA) via the Debitura platform, authorising Epic Credit Recoveries to undertake pre‑legal debt collection activities on your behalf.
Debitura’s Standard Debt Collection Agreement
As a Debitura partner, Epic Credit Recoveries operates under Debitura’s Standard Debt Collection Agreement. The Agreement defines the Minimum Service‑Level Requirements that must be met throughout the pre‑legal stage, ensuring high standards and effectiveness.
Pre‑Legal Debt‑Collection Workflow
The bespoke collection strategy is customised for each case, but generally follows this sequence:
- Step 1 — Case approval (within 48 hours): Epic Credit Recoveries reviews the submitted documentation and confirms acceptance of the claim.
- Step 2 — Skip‑tracing: The location and contact details of the debtor are verified and updated in the system.
- Step 3 — Formal demand notice: A written demand for payment is issued to the debtor.
- Step 4 — Multi‑channel collection campaign (3–6 months): A coordinated campaign involving letters, emails, phone calls, and SMS messages is conducted to secure full payment. If immediate settlement is not feasible, an instalment agreement is negotiated and signed.
- Step 5 — Legal escalation (optional): If pre‑legal efforts do not achieve success within six months, Epic Credit Recoveries may recommend initiating legal proceedings. Legal action falls outside the Standard Debt Collection Agreement. All associated costs will be clearly quoted in the Debitura portal and will require explicit written approval before proceeding.
Debitura matches each case to a vetted local partner and you pay a success fee only when money is recovered. Read how debt collection works in Bahrain.
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Debt Collection Agency in Bahrain: No Win, No Fee
