Embed Debt Collection Into Your Platform
Give your clients access to 500+ collection agencies across 183 countries. They only pay when debt is recovered. You earn revenue on every case.
Typical integration time: 2–4 weeks · REST API · White-label ready
// Create a client — that's it const client = await fetch( 'https://referral-api.debitura.com/clients', { method: 'POST', headers: { 'X-Api-Key': partnerApiKey, 'Idempotency-Key': uniqueId }, body: JSON.stringify({ externalTenantId: 'your-client-id', company: { name: 'Acme Ltd' } }) } ); // → 201 Created — client ready // → 202 Accepted — onboarding link returned
WHO IS THIS FOR
Built for B2B SaaS Platforms
If your clients send invoices, you can help them get paid when those invoices go overdue. Here are the types of platforms that embed Debitura.
Accounting & ERP Software
Your clients already manage invoices and receivables in your platform. Add "Send to Collection" as the natural next step when invoices go unpaid.
Invoicing Tools
Your users create and send invoices through your product. Give them a seamless way to escalate overdue invoices to professional debt collection.
Vertical SaaS
Whether it's construction, logistics, staffing, or legal — if your niche users create invoices, you can offer built-in debt recovery as a competitive differentiator.
Don't see your category? If your clients have overdue B2B invoices, there's likely a fit.
Let's talk →THE OPPORTUNITY
Your Clients Already Trust You With Their Invoices
Help them get paid when invoices go overdue. Add debt collection as a seamless, revenue-generating feature in your platform.
New Revenue Stream
Earn a share of Debitura's platform revenue on every successful recovery. Recurring income that grows with your client base — no extra work after integration.
Stickier Platform
Clients who can escalate overdue invoices directly in your app are less likely to leave. Debt collection becomes a natural extension of your existing workflow.
Easy Sell for Your Clients
Your clients pay nothing upfront — fees only apply when debt is actually recovered. The "No Cure, No Pay" model means there's no budget objection and no risk for them to try it.
HOW IT WORKS
Four Steps to Embedded Debt Collection
Your client clicks a button in your app. A local agency handles the rest.
1
"Send to Collection"
Your client clicks a button in your app to escalate an overdue invoice
How to integrate →How to integrate →2
Branded Onboarding
First-time users sign the collection agreement in a flow branded as your product
White-label options →3
Local Agency Assigned
Debitura routes the case to a vetted agency in the debtor's country
Lead tracking & quotes →4
You Earn Revenue
When debt is recovered, you automatically earn a share of the platform fee
Revenue program details →LIVE DEMOS
See It in Action
Explore the white-label onboarding flow your clients will use, and the dashboard where you track cases and revenue.
A Fully Branded Onboarding Experience
Your clients see your logo, your colors, your emails. They never need to know Debitura exists behind the scenes.
Try the Demo OnboardingLearn about branding options →Your brand throughout — logo, colors, fonts, and email templates
3-step sign-up: confirm company → add users → sign agreement
Electronic SDCA signing with 2FA verification
Redirect back to your platform after completion
What Your Clients See
What Your Clients See
Your Partner Dashboard
Track every case, monitor your earnings, and manage your client portfolio — all from one place.
Try the Demo DashboardDashboard guide →Real-time case tracking across all clients and countries
Revenue pipeline with 5-stage earnings visibility
Client management with attribution and SDCA status
Export to CSV for your own reporting
What You See
What You See
REVENUE MODEL
Earn on Every Successful Recovery
Debt collection through Debitura works on a "No Cure, No Pay" basis — your clients pay nothing unless their debt is actually recovered. The collection agency charges a success fee only when they collect, and you automatically receive a share of that.
No Cure, No Pay
Your clients never pay upfront. Collection agencies only charge a success fee when debt is actually recovered.
The exact success fee depends on: claim amount, debtor country, and age of the debt. Smaller claims and older debts have higher fees.
See Full Fee StructureExample: £1,000 invoice recovered in the UK
Debtor pays collection agency
£1,000
Your client receives
£850
Collection agency success fee (15%)
£150
Debitura platform fee (40% of £150)
£60
Client receives
£850
Your referral revenue (30% of £60)*
£18
*Illustrative example. The collection agency success fee varies by claim amount, debtor country, and debt age. Revenue share percentage depends on expected volume and is agreed during partnership setup. Revenue applies to every case from every attributed client, automatically.
Full revenue sharing details →FOR DEVELOPERS
Built API-First for Easy Integration
REST APIs, bearer token auth, webhooks, and comprehensive documentation. Integrate in weeks, not months.
REST API
Clean, predictable endpoints for client management, case submission, and status tracking
Bearer Tokens
Short-lived JWT tokens for scoped, secure access to client operations
Webhooks
Real-time updates on claim status changes and payments.
Idempotency
Built-in idempotency keys to safely retry requests without duplicate creation
const response = await fetch( 'https://customer-api.debitura.com/Cases', { method: 'POST', headers: { Authorization: `Bearer ${accessToken}`, 'Content-Type': 'application/json' }, body: JSON.stringify({ CreditorReference: 'INV-2025-001', CurrencyCode: 'EUR', AmountToRecover: 1000, Debtor: { Name: 'Widget Corp', Country: 'DE', Email: 'finance@widget.com' } }) } );
Ready to Add Debt Collection to Your Platform?
Talk to our partnerships team. We’ll walk you through the integration, answer your questions, and get you started.
FAQ
Common Questions
How does the revenue share work?
You earn a percentage of Debitura’s platform revenue on every successful collection from your referred clients. Debitura earns its revenue as a share of the collection partner’s success fee — so everyone only earns when debt is actually recovered. Revenue is tracked transparently in your partner dashboard, and you invoice Debitura monthly.
Full program overview →How long does integration typically take?
Most partners integrate within 2–4 weeks. The API is RESTful with comprehensive documentation. You’ll need to implement two main flows: client creation (one API call) and case submission (two API calls: get token, then submit). We provide a test environment and dedicated technical support throughout.
Getting started guide →What does the white-label experience include?
The client onboarding flow is fully brandable: your logo, your background color, your font, and your welcome emails via SendGrid. Your clients sign the collection agreement in a flow that looks and feels like your product. The actual case management happens in Debitura’s platform, but you control the first impression.
White-label options →Which countries and currencies are supported?
Debitura covers 183 countries through 500+ vetted collection agencies and law firms. Cases can be submitted in any currency. Collection is handled locally in the debtor’s jurisdiction by specialists who understand local laws, language, and customs.
Is this exclusive? Can we work with other platforms?
No, the partnership is non-exclusive. You’re free to offer other collection services alongside Debitura, and Debitura works with multiple referral partners. That said, each client can only be attributed to one referral partner at a time to keep attribution clean.
What happens if a client already uses Debitura?
If a client already exists in Debitura, the API returns a conflict response and sends the client a link request. The client must explicitly approve the connection. Once approved, you earn revenue only on cases submitted through your API — not on cases the client creates directly.
Attribution details →What support do you provide during integration?
You’ll get a dedicated partnerships contact, a test environment with sandbox data, and complete API documentation. We typically do a kick-off call, a mid-integration check-in, and a go-live validation together.
Go-live checklist →What do my clients pay?
Debitura operates on a no cure, no pay basis — your clients pay a success fee only when money is actually recovered. The fee is a percentage of the recovered amount, based on three factors: the debtor's region (European debtors carry lower fees than international), the claim size (larger claims carry lower percentages), and the age of the debt (older debts carry a surcharge). For example, a €5,000 European invoice under 12 months old has a 9.5% success fee — the client keeps over 90% of what's recovered.
Full pricing breakdown →How does the debt collection process work for my clients?
After a case is submitted, Debitura verifies it and assigns a vetted local collection agency — typically within a few hours. The agency contacts the debtor through letters, calls, and negotiation over a standard 6-month pre-legal collection period. Clients track progress in real time from their dashboard. If the debtor pays, funds are remitted minus the success fee. If pre-legal efforts are exhausted, legal escalation is available at the client's discretion. Most cases are resolved during the pre-legal phase within six months.
Full collection journey →