Oxygen XL

Oxygen XL – Breathing Life into Your Cash Flow

Since 2011, Oxygen XL has transformed the financial landscapes of businesses across the nation by converting their overdue invoices into dependable cash sources. As a privately-held, comprehensive accounts-receivable partner, we're committed to supporting your finance team, allowing you to focus on your company's expansion.

The Oxygen Method

Our distinctive Oxygen Method combines compassionate interaction with thorough data analysis. Our trained collectors respect your debtors while also protecting your brand and delivering unparalleled recovery rates in the industry.

Select our first-party outsourcing (Oxygen FP) to stay ahead of potential late accounts, or choose our contingency-based third-party collections to metamorphose unpaid debts into revenue. Remember, no recovery implies no fee.

Technological Applications

Core to our process is our use of cutting-edge technology. Through integrations with platforms such as QuickBooks and Rent Manager, AI-powered analytics, comprehensive databases for skip-tracing, and credit bureau reporting, we offer definitive visibility and speedy payments. Swap intricate spreadsheets for interactive dashboards and stay informed about your cash standing.

Commitment to Compliance and Ethics

We hold compliance and ethical practices in high regard – they're non-negotiable for us. Our team receives regular training on CFPB Reg F and state regulations to ensure each client interaction is compliant and audit-ready. Our in-house legal department and extensive 50-state attorney network quickly escalate legal issues if needed, allowing you to avoid external legal fees.

Serving Diverse Industries

Property management, parking management, B2B services, and fintech organizations across the U.S. rely on Oxygen XL. We reduce staff workload, maintain client relationships, and unlock hidden cash reserves. Allow us to inject a breath of fresh air into your profit potential, empowering you to focus on future opportunities.