Top-Rated Debt Collection Agency in Gibraltar

Fast and reliable debt collection in Gibraltar - no upfront costs, only pay for success. Request a FREE Consultation or upload your claim today.

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4.97/5 Average rating from 600+ reviews
WHY USE DEBITURA? 

Recovering your debt in Gibraltar is most easily done through this method.

Debitura specializes in debt recovery services in Gibraltar, offering a wide range of solutions to businesses. Our team of experienced professionals is adept in handling tasks such as accounts receivables management, debt collection notices, pre-legal and legal debt collection, as well as enforcement court proceedings. With our in-depth knowledge of Gibraltar's debt collection laws and regulations, we are able to provide quick and effective solutions to help businesses recover their outstanding debts.

Receive consistent and unwavering assistance throughout the entire process.

Tailored debt recovery approach.

We have more than 500 experts who specialize in international debt collection.

We achieve a 87% success rate at the most affordable cost.

INTRODUCING OUR LEGAL PARTNERS: Leading Debt Collection Lawyers in Gibraltar
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The ultimate guide about debt collection in Gibraltar

If you are owed money by a business or customer in Gibraltar, we can help you! We have helped hundreds of other businesses get their money back, and we can help you too.


Collecting a debt in Gibraltar can seem impossible. Language differences, different laws and customs, and being far away all impose serious challenges.


If you want to get your money back from someone who owes you money, it is easier to use a collection agency that knows the laws and customs of the country where the debtor lives.


We want to help you get your money back while still having a good relationship with the person who owes you money. Our plan is fair, but we will be firm-ensuring that your reputation is our top priority! If you want to understand the process of getting your money back from someone in Gibraltar, keep reading this guide. If you would rather work with a local law firm that specializes in debt recovery in Gibraltar, we can help you with that too.

New to debt collection?
The debt collection process can be complex and daunting for those new to it. Our team of experts is here to help you understand the process and navigate it with ease. Get free expert advice on your specific case, provided by our team of experienced professionals.

At Debitura, we provide an easy way to collect your debt in Gibraltar and 192 other countries. To get started, upload your claim today. We will assess your case within 24 hours and provide you with 3 free quotes from local debt collection lawyers in Gibraltar. We use a people-oriented approach with the latest tech-driven solutions to drive results and provide better contact management. This comprehensive method gets the results you need while preserving customer relationships. In addition, our network of debt collectors, attorneys, suppliers and vendors are cherished relationships that allows us to get the job done. We value each of these relationships, no matter how small or large.

We work with the following process: 
1

Upload claim

Begin your debt collection process in Gibraltar today at no cost. Get started by creating a free profile, and uploading your case within just 2 minutes.

2

Pre-legal

We use a proven pre-legal recovery process to collect your claim for the first 3 months. If we can't collect, you don't pay anything.

3

Legal

If your claim remains unpaid in the pre-legal phase, we offer you three quotes from our nearby debt collection lawyers.

4

24/7 updates

You get access to our online portal where you can track your case in real-time

Introduction to collecting debt in Gibraltar

Do you have trouble getting paid by your customers in Gibraltar? Do not worry; we can help you get paid easily.


The person who owes money is called the debtor. The person who gave the money is called the creditor. If the creditor collects the debt, it's called first-party collection. If someone else helps the creditor collect the debt, it's called third-party collections.

The debt collection process in Gibraltar

The process of debt collection in Gibraltar usually happens in multiple steps. The image below shows the standard way to collect debt in Gibraltar:

The debt collection process in Gibraltar here:

1 Upload your claim:

If you want someone to help you with your debt, you will start by finding a debt collection partner. You will give them some information about your case, and they will help you get the money that you are owed. If you use Debitura, we will give you 3 different options for partners in Europe who can help you. This service is free - there is no catch.

2 Amicable collection:

Debitura will try to contact the person who owes you money using email, SMS, letter and other ways. We want the person to pay what they owe or make a plan to pay it back. If we are successful and collect the debt, you will only have to pay a small success fee. Amicable collections with Debitura are 100% risk-free!

3 Evaluation:

If the person you lent money to has not paid you back after you asked nicely, it is time to decide what to do next. We will look at how much money you are owed, the chances of getting paid back, and other factors to help you decide what to do. There are three typical next steps:

A Surveillance:

If your claim is less than 2.000-5000€, it is often not worth it to take any more legal action. In this case, we recommend "debt surveillance", where we will keep reaching out to your debtor and try to negotiate an amicable settlement.

B: Legal collections:

If the amount of money you are trying to collect is large, we suggest starting a legal process to get it back. The steps required will vary based on the type and size of the claim. Usually, it will take around a year and a half to finish the process.

C: Debt enforcement:

If the person you are claiming money from has said that you are right, or if the court has said you are right, you can get help from the bailiff's court.


At Debitura, we can help you with all three steps in Gibraltar.

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"Debitura exceeded our expectations when it came to debt collection in Gibraltar. Their expertise allowed us to recover outstanding debts quickly and efficiently. We highly recommend their services!"
Sophie Nguyen - Assistant Controller at XYZ Corporation.
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"Thanks to Debitura, we finally managed to recover a significant amount of overdue payments from our clients in Gibraltar. Their efficient services and expertise in debt recovery have been a game-changer for our business."
Sophia Perez - Accounts Payable Specialist.
4.97/5
Average rating based on feedback from over 600 satisfied clients
87%
Average debt recovery rate, exceeding industry standards
100M+
Debt recovered for our clients in the past 18 months

Amicable collection in Gibraltar

At Debitura, we offer a 100% risk-free and efficient process for Amicable collections. To get started, simply submit your claim and we will begin within 24 hours.


We will try to contact your debtor in Gibraltar by email, text message, regular mail, phone calls, and social media.


The goal of this process is to either:


A) get the debtor to pay the full amount, or
B) get the debtor to agree that they owe the money and start a payment plan


If the person you are trying to collect money from has disputed your claim, you cannot start with an amicable resolution. You must start directly with legal collections.

Get started with
amicable debt collection

Upload your claim and get started with our 100% no-cure-no-pay collection solution.

100% free
Get the best price
No-cure-no-pay
Fast collection process
High recovery rate
100%
Risk free
Upload claim!

Debt enforcement in Gibraltar

If you have a written acknowledgement of your claim from the debtor, or court order, you can take your claim to the bailiff's court in Gibraltar to get help enforcing it.

The way to do this and how much it will cost depends on your case. You can tell us about your case by uploading it to Debitura. We will give you 3 different options based on your claim within 24 hours.

Get started with
debt enforcement

Upload your claim and get 3 FREE quotes from our local collection partners.

100% free
Get the best price
No-cure-no-pay
Fast collection process
High recovery rate
100%
Risk free
Upload claim!

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Debt Collection in Gibraltar: Frequently Asked Questions (FAQ)

How does debt collection work in Gibraltar?

To collect debt in Gibraltar, you can start by finding a debt collection partner who will help you. The process typically involves multiple steps, such as amicable collection, evaluation, surveillance, legal collections, and debt enforcement. Debitura offers free options for partners in Europe who can help you. We can assist you with all three steps in Gibraltar, offering risk-free amicable collections and support for legal collections and debt enforcement.

What is the debt collection process in Gibraltar?

The debt collection process in Gibraltar is typically done in three steps: pre-legal collection, legal debt collection, and debt enforcement. Pre-legal collection involves finding a debt collection partner who will gather information about your case and try to contact the debtor amicably. Legal debt collection involves starting the legal process to collect debt, which can take up to a year and a half to complete. Debt enforcement involves seeking help from the bailiff's court to collect what is owed. Debitura can assist with all of these steps in Gibraltar.

What legal options exist for debt collection in Gibraltar?

If the debt is disputed in Gibraltar, a civil lawsuit is required for debt collection. Debt enforcement and insolvency proceedings are other legal options available. However, legal actions require a local lawyer. Our local attorneys can assist you in negotiating a payment, obtaining a payment order, and enforcing your claim via the legal system in Gibraltar. It is recommended to obtain quotes from multiple lawyers to ensure the best price. Debitura can assist in obtaining quotes from local attorneys.

How much does debt collection cost in Gibraltar?

The cost of debt collection in Gibraltar depends on your case and desired actions. Debitura offers a no-cure-no-pay model for pre-legal collection with a success fee of 10-20%. For legal actions, prices vary. Debitura can provide you with 3 quotes from the best debt collection lawyers in Gibraltar.

How long does debt collection take in Gibraltar?

The duration of debt collection in Gibraltar may vary depending on the debtor's cooperation and nature of the case. If the unpaid debt is resolved in pre-legal stage, the process could take around 3-6 months. However, if legal action is required, it typically takes around 12-18 months. The duration may also be impacted by other factors such as complexity of the case and court availability.