Top-Rated Debt Collection Agency in Israel
Fast and reliable debt collection in Israel - no upfront costs, only pay for success. Request a FREE Consultation or upload your claim today.

Recover your debt in Israel easily.
Debitura is a specialist in debt recovery services in Israel. Our expert team offers a complete range of services, including accounts receivable management, debt collection notices, pre-legal and legal debt collection, and enforcement court proceedings. Our deep understanding of Israel's debt collection laws and regulations enables us to provide businesses with efficient and effective solutions to recover outstanding debts.

Receive consistent support from beginning to end.

Tailored debt recovery plan.

We have a team of over 500 professionals who specialize in international debt collection.

We achieve a 87% success rate at the most minimal cost.
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Welcome to IDCC International Debt's Collection Center Leading Debt Collection Agency for International Receivable in Israel,USA Our deal is based fully on no-cure-no-pay principle No Recovery No Fee, simple as that The first step is yours. We can begin collecting your money as soon as tomorrow
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Eli Shimony, an Israeli Law Firm, practices Inheritance laws, Will & testament law, Commercial–civil law, Real estate law, Corporate law, Intellectual property, Class actions, Litigation, Mediation & Arbitration, Financial claims, Cryptocurrency, Banking, Compliance, and Investments. We provide our clients with clear, accessible consultation, along with close legal guidance and litigation in Israel.
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We have practiced law for more than 30 years to the best satisfaction of our clients. We are known for our creativity, proffesionalism and our commitment to taking an extra mile for the benefit of our clients
The ultimate guide about debt collection in Israel
If you need help getting money that a business or customer in Israel owes you, then you have come to the right place! We have helped hundreds of other businesses get money that was owed to them in Israel.
If someone owes you money and they live in Israel, it might be hard to get the money back. This is because there are differences in language and culture, as well as different laws and customs. Additionally, Israel is far away, which makes it difficult to collect a debt.
Finding someone who owes you money is easier when you use a collection agency that knows the laws and customs of the country where the debtor lives.
At Debitura, we care about people. We try to get your money back while still being friends with the person you gave the money to. We are always fair in what we do, but we also make sure that your reputation is the most important thing!
If you want to learn how to collect debt yourself, keep reading this guide. It will tell you everything you need to know about the process in Israel. If you would rather work with a local law firm that is experts in recovering debt in Israel, we can help you with that too.
At Debitura, we provide an easy way to collect your debt in Israel and other countries. Get started today by uploading your claim. We will review your case and provide you with 3 free quotes from local debt collection lawyers in Israel within 24 hours. We use a people-oriented approach with the latest tech-driven solutions to get the results you need while preserving customer relationships. We have a lot of friends who help us with our work. We have debt collectors, attorneys, suppliers, and vendors. All of these people help us do our job. We are grateful for all of these relationships, no matter how big or small they may be.
Upload claim
Begin the debt collection process in Israel today at no cost. Easily set up a free profile and quickly upload your case in only 2 minutes.
Pre-legal
We use a proven pre-legal recovery process to try and collect your claim for the first three months. And the best part? It's 100% no-cure-no-pay.
Legal
In case your claim remains unpaid during the pre-legal phase, we offer 3 quotes from our debt collection attorneys who operate locally.
24/7 updates
You get access to our online portal where you can track your case in real-time
Introduction to collecting debt in Israel
Are you struggling to get paid by your Israeli customers? Do not worry; we can help you collect the money they owe you.
The person who owes money is called the debtor. The person who gave them the money is called the creditor. If the creditor collects the debt, it's called first-party collection. If someone else does it for the creditor, that's third-party collections.
- In Israel, payments normally happen between 120 to 150 days between domestic companies. But if the companies are from different countries, the payments will happen more quickly.
- In Israel, the law says that lawsuits up to approximately EUR 20,000 can be dealt with quickly. But this does not always happen. Sometimes it takes a long time and costs a lot of money, especially when the lawsuit is between people from different countries.
- There are different ways to try to get money from someone who owes you money, but it is usually hard to succeed. In September 2019, a new law started that may help us get money from people who owe us money. The new law gives people who are owed money a better chance to get their money back, especially if the person who owes them money does not have much money.
Days Sales Outstanding (DSO)
In Israel, payments for domestic companies take place 120 to 150 days after the transaction. However, if the transaction is not secured, there may be a delay of 15 to 30 days. The payment method also differs depending on the sector.
Main corporate structures
Liability for business debts means that someone is legally responsible for paying them. This can be determined by different legal structures, or ways that the law says who is responsible.
- Some businesses can be run by just one person, who is registered as a Sole Trader. But if two or more people want to own and operate a business together, they can form a Partnership. In this case, the partners would be jointly responsible for the business.
- Partnerships are when two or more people work together. They can be held equally responsible for what the partnership does, or some partners can have more responsibility than others. Usually, the partner who is responsible for managing the partnership has more liability than the other partners.
- Incorporated entities may also be used (as provided under the Israeli Companies Ordinance of 1983). Private Limited Companies are popular because the shareholders (up to 50 members) are only liable for the company’s debts in relation to their capital contribution, and there is no minimum capital requirement. Larger businesses would rather be set up through Public Companies. A minimum capital of NIS 25 million is required for this type of company. With this type of company, shareholders are only liable for the value of their share. Debts may only be recuperated on the company’s assets.
The debt collection process in Israel
The debt collection process in Israel usually happens in more than one step.
Our process for collecting debt in Israel is shown in the image below.

1 Upload your claim:
Debitura will help you find a company to help you get your money back. You can choose from three different companies. This service is free.
2 Amicable collection:
The collection process begins when we send reminders to the person who owes you money. The reminders are sent through email, SMS, or letter. The goal is to get the debtor to pay or agree to a payment plan. If we are successful in getting the debtor to pay, then you will pay a small success fee. If we are not successful, then you don't have to pay anything!
3 Evaluation:
If the person you are trying to get money from has not paid you after you have talked to them, it is time to decide what to do next. We will look at how much money you are owed, the chance of getting paid, and other factors to help you decide what to do. There are three typical next steps:
A Surveillance:
If your claim is for less than 2,000-5,000 Euros, it is often not worth it to take any more legal action. In this case, we recommend "debt surveillance." This means that we will keep trying to contact the person you owe money to and try to reach an agreement about payment.
B: Legal collections:
It is a good idea to take legal action if you have a big claim. The way to do it is different depending on the specific kind and amount of the claim. Generally, it will take between one and a year and a half to finish the process.
The text is saying that if you have a big legal problem or claim (something you are demanding to be compensated for) it would be beneficial to take it through the legal process, however the way to do it changes depending on the specific claim itself. It's also mentioning that this process can take a while, around a year and a half.
C: Debt enforcement:
If the person you are owed money from has agreed that you are owed money, or if you have a court order, you can ask the bailiff to help you get your money.
Debitura can help you with all three steps of the process in Israel.
Amicable collection in Israel
At Debitura, we offer a 100% risk-free and efficient process for Amicable collections. To get started, simply submit your claim and we will begin working on it within 24 hours.
We will contact your debtor through different channels in Israel. This might include email, text messages, letters, phone calls, and social media.
The goal of this process is to either:
A) make the debtor pay the full amount
B) make the debtor agree that they owe money and start a plan to pay it back
If the person you are trying to get money from has disputed your claim, you cannot start with an amicable resolution. This means you must go directly to legal collections.
Late Payment Interest
In Israel, people usually have to pay interest on late payments starting from the original due date. This is true if the contract says that the person has to pay it. But the law does not have a lot of details about this.

Get started with
amicable debt collection
Upload your claim and get started with our 100% no-cure-no-pay collection solution.
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Legal collection in Israel
If you haven't been paid during the first part or the debtor disagrees with what you are owed, we will give you 3 free quotes from local debt collection attorneys. In the legal phase, our local attorney will reach out to your debtor and try to negotiate a payment. Our partners can also go to court and get a payment order from the legal system in Israel. This payment order can then be used to enforce your claim via enforcement court.
Ordinary proceedings
Before you start a legal case in Israel, make sure that you have tried to solve the problem by talking to the other person first. If that does not work, there is something called a "fast-track proceeding" which can help solve payment issues without having to do an ordinary lawsuit. This is available when the claim is for a maximum of NIS 75,000 (EUR 18,000). To do this, the plaintiff files the claim with an affidavit and documented proof of the debt amount. The debtor has 45 days to file a defense with an affidavit.
You can also get your money back through a shorter process (injunction). You can submit a claim for up to NIS 25,000 (EUR 7,000) directly to the Hotsa'a Lapoal. They will start and manage the proceedings against the debtor. The processing time for a case in the shortened track is up to 8 months, unless it is an exceptional case. The success rate in collecting the debt in the shortened track cases is about 85%. If the amount of money you are claiming from someone is more than NIS 25,000, you have to start a legal case against the person by submitting some forms. You need to have strong evidence that the person cannot deny before you can start the case. If the person has evidence to oppose your case, they must get permission from a court before they can file a defense. If they are allowed to file a defense, then the process will become an ordinary one; if not, then a judgment will be made. Originating motions proceedings are a way to solve disputes that affect someone's rights (like ownership rights or creditor's status). An ordinary proceeding is based on facts about the claim, with documentation to support it, and the arguments of the person who is suing versus the person being sued. When someone has the option to start formal legal proceedings, they may file a claim in the competent court (depending on how much money is involved) and serve the debtor with a summons. The debtor must submit a defense within 60 days (or 45 days if it is a speedy procedure). The people involved in the lawsuit meet before the trial to talk and try to settle the case without going to court. If they can't agree, then they present their evidence and arguments to the judge. The judge decides who wins after hearing everything. The law has time periods for each step, but often allows more time if needed.
Israeli courts can give people money to make up for what they lost, make someone do something or stop someone from doing something, or make a decision about something. But the law does not allow for giving people extra money as punishment.
Israel has a legal system that is based on Common Law principles, but it is also influenced by Civil Law. Israeli courts have significant difficulties in coping with the case load for several reasons. There are three reasons why creditors might not want to sue debtors in Israel. First, companies here usually start legal proceedings quickly, and the law allows lawyers to charge for their services even if they don't win the case. Second, there are a lot of rules that make lawsuits complicated and take a long time. Third, all documents have to be translated into Hebrew or Arabic, which makes it harder for foreigners.
The judiciary is a system that is set up to deal with different types of court cases. There are different courts for different types of cases, like small business disputes or enforcing judgments. The Magistrates Courts handle small business disputes that are less than NIS 2.5 million. The Execution Institute is in charge of enforcing judgments and unpaid checks, drafts and promissory notes without having to go to court. The Antitrust Tribunal is a court that deals with claims about companies being unfair. The Standard Contracts Tribunal is a court that deals with complaints by consumers about unfair terms in contracts. District Courts are courts that deal with all commercial cases worth more than NIS 2.5 million, and they also hear appeals of decisions made by Shalom Courts. If you have a problem with someone infringing on your land or trademark, you will most likely be referred to the District Court, even if the amount is small. The Court that has power over the case usually depends on the debtor's address. But many international commercial disputes would be heard by the Courts in Tel Aviv and Jerusalem, while maritime claims would be dealt with in Haifa and Ashdod where the ports are located. The Supreme Court would hear cases that people are not happy with the decision from the District Courts. The Supreme Court will also hear cases about when someone is using a trademark without permission.
The amount of money you will spend on a lawyer depends on how big and complicated your legal case is. To get the best price, it is a good idea to ask different lawyers for their prices so you can compare them. You can do this easily by using Debitura.

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legal debt collection
Upload your claim and get 3 FREE quotes from our local collection partners.
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Debt enforcement in Israel
If you have written proof that the person you are suing owes you money, or if a court has already said they owe you money, you can go to the bailiff's court in Israel to get your money.
A judgment is final when all appeal venues have been used up. If the debtor does not pay the judgment, you may need to request help from the Execution Institute (Hotsa'a Lapoal). You will need a lawyer for this.
The process and how much it will cost varies depending on your situation. You can upload your case onto Debitura's website and you will receive 3 specific quotes based on your claim within 24 hours.

Get started with
debt enforcement
Upload your claim and get 3 FREE quotes from our local collection partners.
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Insolvency proceedings in Israel
The final stage you can initiate if your debtor cannot pay his debts is an insolvency procedure. The goal of this procedure is to sell the debtor's assets and give the money to the creditors following the debt priorities.
- There are no particular out-of-court proceedings.
- Restructuring the debt: A proposal is drafted by the debtor and must be approved by a majority of participants, with no limitation as to how much of the debt must be repaid. The procedure usually comes along with a petition to the court for a stay on the proceedings. During the proceedings, a trustee is given responsibility for managing the company in place of directors.
- Winding-up proceedings: When restructuring fails, liquidation may commence upon request of debtor or creditors, managed by appointed liquidator. Proceeds are distributed according to priority rules among creditors including procedural costs, tax debts, fresh money loans during insolvency (recognized by court), fixed charges holders , preferential creditors , unsecured creditors.
- Receivership: Rather initiated by secured creditorsto enforce contractual agreements and recuperate specific debts without representing other creditors.
- Cancellation of suspect transactions : trustees and liquidators may void transactions made within certain time periods before insolvency that favor one creditor over others or reduce estate value.
- Insolvency proceedings take two to three years on average.
The analysis is concluding that the risk of running a business in Israel is medium-low. Based on this medium-low score, we recommend being careful providing credit and considering charging upfront payment or using credit insurance when trading if you don't know the customer in Israel well. If possible, provide a short credit period or even better upfront payment. The medium-low risk score is based on the following factors:
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The economic risk in Israel
Economic risk in Israel is medium (3 out of 6). An economic risk of 3 out of 6 is low in Asia.
GDP and economic growth are critical drivers for economic risk.
The GDP of Israel is 481,59 bn. USD (2021), growing by 8,19% per year.
In terms of the size of its economy, Israel ranks #29 out of 183 countries and has a large economy.
In terms of growth rate, it is ranked #31 out of 183 countries and is therefore considered a fast-growing economy.
GDP per capita is 51430 USD, ranking Israel number #18 out of 183 countries. This means the purchasing power of citizens in Israel is high compared to the rest of the world.
You can see a more throughout picture of GDP and economic growth in Israel in the table below:
Another critical driver for the economic risk score is the inflation rate and the interest rates. You can see a more throughout picture of monetary KPIs in Israel in the table below:
The inflation in Israel was 1,5% in 2021 which is considered a very low inflation rate.
The business environment risk in Israel
Our analysis shows that the business environment risk in Israel is low (2 out of 6), which is a low risk score in Asia.
The business environment risk are determined by the level of economic freedom and rights in a country. You can see the critical facts for Israel in the table below:
As you can see in the table, the property rights index is 84 in Israel, which is considered quite good in Asia.
The business freedom index is based on 10 indicators, using data from the World Bank’s Doing Business study. The Index is 74 in Israel, a pretty average score for a country in Asia.
Israel's overall economic freedom index is 74 out of 100 and is based on factors such as the rule of law, regulatory efficiency, and market openness.
The political risk in Israel
The political risk in Israel is medium, with a score of 3/6. This is a relatively low political risk score in Asia.
The governance and political stability indicators are critical drivers for political risk. An overview of Israel can be seen in the data below:
The rule of law index analyses to which extent agents have confidence in and abide by the rules of society, in particular the quality of contract enforcement, property rights, the quality of the courts, and the police's ability to enforce court orders.
When doing business in a country, the rule of law index is critical as it describes your ability to enforce commercial contracts.
In Israel, the rule of law index is at 0,94 points, with the score going from -2.5 (weak) to 2.5 (strong). Israel has, therefore, a very high rule of law index, which means you have a very good chance of enforcing your contracts. If your individual customers have good creditworthiness, you should therefore feel relatively safe when providing credit.
Other drivers for the medium political risks are the average control of corruption, the very weak political stability index, and the normal shadow economy that is 19,18% of Israel's GDP.
The commercial risk in Israel
In Israel, the commercial risk score is 2/4, which in our model is a low score. This low commercial risk score is pretty average compared to the average in Asia.
The commercial risk is influenced by a country's international trade relationships. You can see some of the key facts for Israel in the table below:
Israel has a foreign exchange reserve of 212.93 bn. USD.
Israel has a positive trade balance of 4,44% of GDP. The meaning of this is that Israel imports fewer goods and services than the country exports.
The annual growth of exports of goods and services has been growing 13,56% annually - now 29,7% of GDP. Import of goods and services represents 25,26% of the GDP in Israel.
The financing risk in Israel
We have calculated the financing risk to be 1/4, which equals a very low risk. A very low financing risk score is low for countries in Asia.
The country's banking system, efficiency, and stability influence the financing risk. Additional facts and info can be found for Israel in the table below:
In Israel, the credit information sharing index is 8 on a scale from 0 (low) to 8 (high). This means the accessibility and quality of credit information available in Israel is high.
This makes it easy for you to understand the credit risk of your counterpart in Israel. Based on this, it should be possible to to find a good local credit rating agency that can help you analyse the creditworthiness of your specific customers.
Your juridical rights as a creditor are 6 out of 12 and, therefore, weak.
Debt collection in Israel: Frequently Asked Questions (FAQ)
In Israel, debt collection typically involves multiple steps. First, a reminder is sent to the debtor to encourage payment or a payment plan. If this is unsuccessful, an evaluation is made to determine the best course of action, which may involve debt surveillance, legal action or debt enforcement. Legal action can take up to 1.5 years for resolution. Debitura can help with all aspects of the debt collection process in Israel. Payments between domestic Israeli companies usually take 120-150 days. A new law helps creditors recover debts when the debtor has limited resources.
In Israel, the debt collection process typically involves three steps: pre-legal collection, legal debt collection, and debt enforcement. The first step involves sending reminders to the debtor to encourage payment or a payment plan. If that is unsuccessful, the process moves to evaluation to determine the best next course of action, which could involve surveillance, legal collections, or debt enforcement. Debitura can assist with all three steps of the process. Legal collections can take up to a year and a half to complete.
If the debtor disagrees with the debt or doesn't pay, legal options are available for debt collection in Israel. A civil lawsuit may be necessary if the debt is disputed. Local lawyers must handle legal actions. Debt enforcement and insolvency proceedings are also available. The insolvency procedure aims to sell the debtor's assets and prioritize the payment of creditors. Different courts handle different types of cases, depending on the debtor's address. Legal proceedings could be complicated and costly, and using Debitura can help compare prices for legal services.
The cost of debt collection in Israel varies depending on the specific case and desired actions. At Debitura, we offer a no-cure-no-pay model for pre-legal collection, with a success fee between 10-20%. Prices for legal actions vary. Debitura can provide you with 3 quotes from the best debt collection lawyers in Israel.
The duration of debt collection in Israel varies from case to case, depending on the debtor and the nature of the case. In cases that are resolved in the pre-legal phase, the collection process usually takes between 3-6 months. However, in cases where legal action is required, debt collection typically takes between 12-18 months. It is important to work with a professional debt collection agency to ensure the best possible outcome for your case.