Top-Rated Debt Collection Agency in Libya
Fast and reliable debt collection in Libya - no upfront costs, only pay for success. Request a FREE Consultation or upload your claim today.

Recovering your debt in Libya can be made simple with this easy option.
Debitura specializes in debt recovery within Libya, offering a wide range of services led by highly skilled professionals. From managing accounts receivable to delivering debt collection notices, pre-legal and legal debt collection, and enforcement court proceedings, we cover it all. With an in-depth understanding of Libya's debt collection laws and regulations, we aim to provide businesses with prompt and productive solutions that yield optimal results in recovering any outstanding debts.

Continuous support from beginning to end.

Tailored debt recovery approach.

We have a team of over 500 experts dedicated to international debt collection.

We offer the lowest cost debt collection services with a success rate of 87%.
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The ultimate guide about debt collection in Libya
If you are owed money by a business or customer in Libya, we can help you. We have helped hundreds of businesses get their money back from people in Libya.
It can seem impossible to collect a debt in Libya. Language and cultural barriers, foreign laws and customs, and sheer distance all make it very hard.
Debt recovery is simpler when you use a collection agency that knows the laws and customs of the country where the debtor lives.
At Debitura, our number one priority is always the person owing the debt. We do everything we can to get your money back while still keeping a good relationship with the customer. Our efforts are fair, but firm- making sure your reputation is in good standing is our top priority! If you would like to read more about how to collect the debt yourself and understand the Libyan debt collection process from start to finish, continue reading this guide. If you would rather work with a local law firm that specializes in debt recovery in Libya, we are here to help.
Debitura can help you get your money back from someone who owes you money. To get started, upload your claim form onto our website. We will review it and then provide you with 3 quotes from local debt collection lawyers within 24 hours. We use a people-oriented approach with the latest tech-driven solutions to drive results and provide better contact management. This comprehensive method gets the results you need while preserving customer relationships. In addition, our network of debt collectors, attorneys, suppliers and vendors are cherished relationships that allows us to get the job done. We value each of these relationships, no matter how small or large.
Upload claim
Begin collecting your owed debt in Libya immediately without any cost. Simply make a free profile and submit your case within 2 minutes.
Pre-legal
We use a successful pre-legal recovery process to collect your claim for the initial 3 months. And remember, our policy is no-cure-no-pay, meaning you only pay if we successfully collect the debt.
Legal
If we can't collect your debt during the pre-legal phase, we'll offer you 3 quotes from our network of local debt collection attorneys.
24/7 updates
You get access to our online portal where you can track your case in real-time
Introduction to collecting debt in Libya
Do you have trouble collecting money from your Libyan customers? Do not worry; we can help you get paid by your Libyan customers easily.
In Libya, the person who owes money is called the debtor, and the person who gave them the money is called the creditor. If the creditor collects the debt themselves, this is called first-party collection. If they give someone else to do it, this is called third-party collections.
The debt collection process in Libya
The debt collection process in Libya is typically conducted in multiple steps.
The image below explains the standard process for collecting debt in Libya:

1 Upload your claim:
If you want someone to help you get your money back, you will need to find a debt collection partner and upload your claim to their website. If you use Debitura, we will provide you with 3 quotes from local partners in the African country relevant to your case. This is 100% free - no strings attached.
2 Amicable collection:
The collection process begins with sending reminders to the person who owes you money. The reminders are sent through email, SMS, letter, and other ways. The goal is to get the debtor to pay or agree that they owe the debt and start a payment plan. We offer a no-cure-no-pay solution for amicable collection, which means you only have to pay a small success fee if we recover your debt. Amicable collections with Debitura are 100% risk-free!
3 Evaluation:
If the person you are owed money from has not paid you back after you have talked to them, it is time to look at what to do next. We will look at how much money you are owed, the chance of getting paid back, and other factors to help you decide what to do. There are three typical next steps:
A Surveillance:
If your claim is for less than 2,000-5,000 euros, it is often not worth it to take more legal action. In this case, we recommend "debt surveillance." This means we will keep trying to talk to the person you owe money to and try to agree on a settlement that is fair for both sides.
B: Legal collections:
It's a good idea to go through a legal process if you have a big claim. The steps you'll need to take will vary depending on what kind of claim it is and how big it is. Usually, it will take around a year and a half to finish the whole process.
C: Debt enforcement:
If the person you are owed money from has agreed that you are owed money, or if there is a court order, you can go to the bailiff's court.
At Debitura, we can help you with all three steps in Libya. We will be there to assist you every step of the way.
Amicable collection in Libya
At Debitura, we offer a 100% risk-free and efficient process for Amicable collections. This means that you can submit your claim to us, and we will get started on it within 24 hours.
We will try to contact your debtor in Libya through different methods, including email, text messages, letters, phone calls, and social media.
The goal of this process is to either:
A) get the debtor to pay the full amount, or
B) get the debtor to agree that they owe the money and start a plan to pay it back.
If the person you are trying to get money from has said that they do not owe you money, you cannot try to resolve this peacefully. You must start by going through the legal process.
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Get started with
amicable debt collection
Upload your claim and get started with our 100% no-cure-no-pay collection solution.
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Legal collection in Libya
If we have not been able to pay you during the first phase or the person you are owed money from disagrees with your claim, we will provide you with 3 free quotes from local debt collection attorneys. During the legal phase, our local attorney will try to negotiate a payment with your debtor. Our partners can also go to court and get a payment order from the legal system in Libya. This payment order can then be used to enforce your claim via enforcement court.
The amount of money you will need to pay a lawyer depends on how complicated your case is and how big your claim is. To make sure you are getting the best deal, it is a good idea to compare prices from different lawyers. You can do this easily by using Debitura.
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Get started with
legal debt collection
Upload your claim and get 3 FREE quotes from our local collection partners.
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Debt enforcement in Libya
If you have a written acknowledgement of your claim from the debtor, or a court order, you can use the bailiff's court in Libya to force the debtor to pay you in Libya.
The steps you need to take and the amount of money it will cost vary depending on your situation. You can upload your case information to Debitura, and they will give you three different quotes within 24 hours.
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Get started with
debt enforcement
Upload your claim and get 3 FREE quotes from our local collection partners.
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The analysis is concluding that the risk of doing business in Libya is high. Based on this high score, we recommend always charging upfront payment or using credit insurance when trading with customers in Libya, as it may be very difficult to get paid. The high risk score is based on the following factors:
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The economic risk in Libya
Economic risk in Libya is very high (6 out of 6). An economic risk of 6 out of 6 is relatively high in Africa.
GDP and economic growth are critical drivers for economic risk.
The GDP of Libya is 41,88 bn. USD (2021), growing by 31,37% per year.
In terms of the size of its economy, Libya ranks #87 out of 183 countries and has a medium-sized economy.
In terms of growth rate, it is ranked #1 out of 183 countries and is therefore considered a fast-growing economy.
GDP per capita is 6018 USD, ranking Libya number #87 out of 183 countries. This means the purchasing power of citizens in Libya is pretty average compared to all the countries in the world.
You can see a more throughout picture of GDP and economic growth in Libya in the table below:
Another significant influencer for the economic risk score is the inflation rate and the interest rates. You can see a more throughout overview of monetary data points in Libya in the table below:
The business environment risk in Libya
Our analysis shows that the business environment risk in Libya is very high (6 out of 6), which is a high risk score in Africa.
Economic freedom and rights determine the business environment risk in a country. Take a look at the important facts for Libya in the table below:
As you can see in the table, the property rights index is 17 in Libya, which is considered low in Africa.
The business freedom index is based on 10 indicators, using data from the World Bank’s Doing Business study. The Index is 38 in Libya, a low score for a country in Africa.
The political risk in Libya
The political risk in Libya is very high, with a score of 6/6. This is a relatively high political risk score in Africa.
The governance and political stability indicators are important drivers for political risk. An overview of Libya can be seen in the table below:
The rule of law index analyses to which extent agents have confidence in and abide by the rules of society, in particular the quality of contract enforcement, property rights, the quality of the courts, and the police's ability to enforce court orders.
When transacting business in a country, the rule of law index is critical as it describes your ability to enforce commercial contracts.
In Libya, the rule of law index is at -1,78 points, with the score going from -2.5 (weak) to 2.5 (strong). Libya has, therefore, a very low rule of law index, which means it is often close to impossible to enforce your contracts. We, therefore, recommend avoiding credits and recommend charging upfront payment instead.
Other drivers for the very high political risks are the very weak control of corruption, the very weak political stability index, and the very large shadow economy that is 38,27% of Libya's GDP.
The commercial risk in Libya
In Libya, the commercial risk score is 4/4, which in our model is a high score. This high commercial risk score is high compared to the average in Africa.
The financing risk in Libya
We have calculated the financing risk to be 4/4, which equals a high risk. A high financing risk score is relatively high for countries in Africa.
The country's banking system, efficiency, and stability influence the financing risk. You can find the extra information for Libya in the table below:
In Libya, the credit information sharing index is 0 on a scale from 0 (low) to 8 (high). This means the accessibility and quality of credit information available in Libya is very low.
This makes it very difficult for you to understand the credit risk of your counterpart in Libya. Unless you have a strong relationship with your customers in Libya, we highly recommend charging payment upfront or using credit insurance.
Your rights as a creditor are 0 out of 12 and, therefore, very weak.
Debt Collection in Libya: Commonly Asked Questions (FAQs)
Debt collection in Libya can be done through first-party or third-party collections. The process typically involves multiple steps, including uploading your claim, amicable collection, evaluation, and potential legal action. Debitura can provide three quotes from local partners in Libya for free and offers a no-cure-no-pay solution for amicable collection, making the process risk-free. If legal action is necessary, it can take around a year and a half to complete. Debitura can assist you with all three steps in Libya.
The debt collection process in Libya typically involves pre-legal collection, legal debt collection, and debt enforcement. Pre-legal collection involves sending reminders to the debtor to start a payment plan. If that fails, legal collection may be pursued, which can take up to 1.5 years. Debt enforcement is possible with a court order. At Debitura, we offer assistance with all three steps in Libya, including free claim upload, risk-free amicable collection, and full support throughout the process.
In Libya, if a debt is disputed, a civil lawsuit is required for legal collection. Debt enforcement and insolvency proceedings are also options. Legal actions require a local lawyer. Our partners can provide quotes from local debt collection attorneys for negotiation, and can also go to court to obtain a payment order for debt enforcement. The cost of legal proceedings depends on the complexity of the case and the size of the claim. Debitura can help you compare prices from different lawyers to ensure you get the best deal.
The cost of debt collection in Libya depends on the specific case and actions required. Debitura offers a no-cure-no-pay model for pre-legal collection with a success fee between 10-20%. Legal action prices vary. However, Debitura can provide you with 3 quotes from the best debt collection lawyers in Libya.
The duration of debt collection process in Libya depends on the debtor and the specific case. If the case is resolved in the pre-legal phase, it usually takes 3-6 months to complete. However, if the debt has to be collected via legal actions, the process typically takes 12-18 months to conclude.