Top-Rated Debt Collection Agency in Botswana
Fast and reliable debt collection in Botswana - no upfront costs, only pay for success. Request a FREE Consultation or upload your claim today.

Recovering your debt in Botswana is easiest with this solution.
Debitura focuses on debt recovery in Botswana with a team of skilled professionals offering a wide variety of services such as accounts receivables management, debt collection notices, pre-legal and legal debt collection, and enforcement court proceedings. Our in-depth knowledge of Botswana's debt collection laws and regulations allows us to deliver proficient and productive resolutions that aid businesses in retrieving overdue debts.

We provide continuous support from the beginning to the end of the debt collection process.

Tailored approach to debt recovery.

We have over 500 international debt collection experts available.

Our low cost debt collection services have achieved an outstanding success rate of 87%.
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We understand that legal matters are delicate and they require the utmost discretion from start to finish. Let us help you solve your legal problems with a minimum of fuss.
The ultimate guide about debt collection in Botswana
If you are owed money by a business or customer in Botswana, we can help you! We have helped hundreds of other businesses recover debt in Botswana.
Collecting a debt in Botswana can be difficult because of language and cultural differences, different laws, and because Botswana is far away.
When you use a collection agency that knows the laws and customs of Botswana, it is easier to get your money back.
At Debitura, we put people first. We try to get your money back while still being fair to the person you borrowed it from. Our efforts are firm but fair. If you want to understand the Batswana debt collection process from start to finish, keep reading this guide. If you would rather work with a local law firm that specializes in debt recovery in Botswana, we can help you with that too.
At Debitura, we provide a simple way to collect your debt in Botswana and other countries. You can start today by uploading your claim. We will assess your case within 24 hours and provide you with 3 free quotes from local debt collection lawyers in Botswana. We use both people and technology to get the results you need, while still preserving customer relationships. In addition, we have a network of debt collectors, attorneys, suppliers and vendors that we work with closely. We appreciate all of these relationships and value them highly.
Upload claim
Begin the process of debt collection in Botswana today without spending a penny. Make a free profile and submit your case in under 2 minutes.
Pre-legal
Our trusted pre-legal recovery method is utilized during the first 3 months to collect your claim. You only pay if we are successful in recovering your debt - no cure, no pay.
Legal
If your unpaid claim goes through the pre-legal phase, we offer you three estimates from debt collection lawyers in your area.
24/7 updates
You get access to our online portal where you can track your case in real-time
Introduction to collecting debt in Botswana
If you have trouble getting people to pay you back in Botswana, don't worry. We can help you get paid by your customers in Botswana. If someone owes you money, they are called the debtor. If you are owed money, we call you the creditor. When the original creditor tries to get the money back, we call it first-party collection. When the creditor asks someone else to help get the money back, we call it third-party collections.
The debt collection process in Botswana
The debt collection process in Botswana usually happens in more than one step.
The process for collecting debt in Botswana is explained in the image below:

1 Upload your claim:
Debitura will help you find a partner to help you get your money back. You will need to upload your claim to their website. They will give you 3 different options to choose from. This service is free and there are no strings attached.
2 Amicable collection:
If someone owes you money, we can help you get it back. We will first try to remind them in a friendly way by sending emails, texts, or letters. If they still don't pay, we can help you get your money back for a small success fee. Amicable collections with Debitura are 100% risk-free!
3 Evaluation:
If the person you are asking for money has not paid you after you have talked to them, it is time to decide what to do next. We will look at how much money you are asking for, how likely it is that they will pay you, and other factors to help you decide what to do. There are three typical next steps:
A: Surveillance:
If your claim is below €2,000-5,000, it is often not worth it to take more legal actions. In this case, we recommend "debt surveillance." This means we will keep trying to contact the person you owe money to and try to reach an agreement about payment.
B: Legal collections:
We suggest that you begin the legal process if you have a big claim. The steps you need to take will vary depending on the kind and amount of your claim. Usually, it takes about a year and a half to finish the process.
C: Debt enforcement:
If the person you are claiming money from has said that they owe you money or if there is a court order, you can go to the bailiff's court to get your money.
At Debitura, we can help you with all three steps in Botswana.
Amicable collection in Botswana
Debitura offers a 100% risk-free and efficient process for Amicable collections. Submit your claim, and we will get started within 24 hours.
We will try to contact your debtor in Botswana through different ways, such as email, text messages, letters, phone calls, and social media.
The goal is to:
A) Get the debtor to pay the full amount
B) Get the debtor to acknowledge the debt and start a payment plan
If the person you are trying to get money from does not agree that they owe you money, you cannot try to resolve this peacefully. You must start by taking legal action.

Get started with
amicable debt collection
Upload your claim and get started with our 100% no-cure-no-pay collection solution.
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Legal collection in Botswana
If you have not been paid during the amicable phase or the debtor disputes your claim, we will provide you with 3 free quotes from our local debt collection attorneys. In the legal phase, our local attorney will reach out to your debtor and try to negotiate a payment. Our partners can also go to court and get a payment order via the legal system in Botswana. This payment order can then be used to enforce your claim via enforcement court.
The amount of money you will need to pay a lawyer depends on how difficult your case is and how big it is. To get the best deal, ask for quotes from more than one lawyer. You can do this easily by using Debitura.

Get started with
legal debt collection
Upload your claim and get 3 FREE quotes from our local collection partners.
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Debt enforcement in Botswana
If you have a written acknowledgement of your claim from the debtor, or a court order, you can use the bailiff's court in Botswana to enforce your claim in Botswana.
The process and how much it costs will be different depending on your case. You can upload your case to Debitura. They will give you 3 quotes for your claim within 24 hours.

Get started with
debt enforcement
Upload your claim and get 3 FREE quotes from our local collection partners.
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Insolvency proceedings in Botswana
If the person you owe money to cannot pay you back, you can do something called an insolvency procedure. This means that all of their things will be sold and the money will be given to the people they owe in the order of importance.
Our analysis has shown that the risk of running a business in Botswana is medium-low. Based on this medium-low score, we recommend being careful providing credit and considering charging upfront payment or using credit insurance when trading if you don't know the customer in Botswana well. If possible, provide a short credit period or even better upfront payment. The medium-low risk score is based on the following factors:
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The economic risk in Botswana
Our analysis shows that the economic risk in Botswana is medium (3 out of 6). An economic risk of 3 out of 6 is low in Africa.
GDP and economic growth are critical drivers for economic risk.
The GDP of Botswana is 17,61 bn. USD (2021), growing by 11,36% per year.
In terms of the size of its economy, Botswana ranks #119 out of 183 countries and has a medium-sized economy.
Having a view at the growth rate, it is ranked #14 out of 183 countries and is therefore considered a fast-growing economy.
GDP per capita is 7348 USD, ranking Botswana number #78 out of 183 countries. The result of this is purchasing power of citizens in Botswana is average compared to the rest of the world.
You get a more detailed idea of GDP and economic growth in Botswana in the table below:
Another critical driver for the economic risk score is the inflation rate and the interest rates. You get a more detailed idea of monetary KPIs in Botswana in the table below:
The inflation in Botswana was 7,2% in 2021 which is considered a high inflation rate.
Looking at the interest rate for businesses, it is 5,25%.
The business environment risk in Botswana
Our analysis shows that the business environment risk in Botswana is medium-high (4 out of 6), which is a relatively low risk score in Africa.
Economic freedom and rights has a big influence on the business environment risk in a country. You can see the critical facts for Botswana in the table below:
As you can see in the table, the property rights index is 59 in Botswana, which is considered quite good in Africa.
The business freedom index is based on 10 indicators, using data from the World Bank’s Doing Business study. The Index is 68 in Botswana, a pretty good score for a country in Africa.
Botswana's overall economic freedom index is 68 out of 100 and is based on factors such as the rule of law, regulatory efficiency, and market openness.
The political risk in Botswana
The political risk in Botswana is low, with a score of 2/6. This is a low political risk score in Africa.
The governance and political stability indicators are important drivers for political risk. An overview of Botswana can be seen in the graphs below:
The rule of law index analyses to which extent agents have confidence in and abide by the rules of society, in particular the quality of contract enforcement, property rights, the quality of the courts, and the police's ability to enforce court orders.
When transacting business in a country, the rule of law index is critical as it describes your ability to enforce commercial contracts.
In Botswana, the rule of law index is at 0,48 points, with the score going from -2.5 (weak) to 2.5 (strong). Botswana has, therefore, a high rule of law index, which means you should have a good chance of enforcing your contracts. If your individual customers have good creditworthiness, you should therefore feel relatively safe when providing credit.
Other drivers for the low political risks are the average control of corruption, the average political stability index, and the medium-large shadow economy that is 23,99% of Botswana's GDP.
The commercial risk in Botswana
In Botswana, the commercial risk score is 1/4, which in our model is a very low score. This very low commercial risk score is low compared to the average in Africa.
The commercial risk is impacted by a country's international trade relationships. You can see some of the key facts for Botswana in the table below:
Botswana has a total of foreign exchange reserves of 4.8 bn. USD.
The financing risk in Botswana
We have calculated the financing risk to be 1/4, which equals a very low risk. A very low financing risk score is low for countries in Africa.
The country's banking system, efficiency, and stability influence the financing risk. You can find the critical facts for Botswana in the table below:
In Botswana, the credit information sharing index is 7 on a scale from 0 (low) to 8 (high). The result of this is accessibility and quality of credit information available in Botswana is medium-high.
This makes it easy for you to understand the credit risk of your counterpart in Botswana. Based on this, it should be possible to to find a good local credit rating agency that can help you analyse the creditworthiness of your specific customers.
Your rights as a creditor are 5 out of 12 and, therefore, weak.
The very low financing risk for creditors also impacts the medium interest rate in the private sector of 5,25%.
Debt Collection FAQ for Botswana
The debt collection process in Botswana usually happens in several steps. You can upload your claim on our website for free and we will help you get your money back. We first try a friendly approach through texts, letters or emails. If that doesn't work, we evaluate and suggest options like debt surveillance, legal collections or debt enforcement. At Debitura, we can assist you with all three steps in Botswana.
The debt collection process in Botswana typically involves three steps: pre-legal collection, legal debt collection, and debt enforcement. At Debitura, we offer free claim uploading and can assist with amicable collection efforts. If legal action is necessary, we can evaluate your claim and help you decide whether to pursue debt surveillance, legal collections, or debt enforcement. We have experience with all three steps of debt collection in Botswana.
In Botswana, if a debt is disputed, a civil lawsuit is necessary. Legal options for debt collection include debt enforcement and insolvency proceedings. It's important to hire a local lawyer for these legal actions. Debitura can provide you with three free quotes from local debt collection attorneys to negotiate payment or get a payment order through the legal system. If the debtor cannot pay, you can start insolvency proceedings to sell their assets and pay off debts in order of importance.
At Debitura, we offer a no-cure-no-pay model for pre-legal collection with a success fee between 10-20%. The price for legal actions varies depending on your specific case and desired actions. We can provide you with 3 quotes from the best debt collection lawyers in Botswana. Contact us for more information.
The length of debt collection in Botswana can vary depending on the debtor and the case. If the issue can be resolved in the pre-legal phase, it typically takes 3-6 months. However, if legal action is required, the process usually lasts 12-18 months.