Top-Rated Debt Collection Agency in Tanzania
Fast and reliable debt collection in Tanzania - no upfront costs, only pay for success. Request a FREE Consultation or upload your claim today.

Recovering your debt in Tanzania has never been easier.
Debitura is a debt recovery specialist in Tanzania, offering a wide range of services through a team of highly experienced professionals. Our services encompass accounts receivables management, debt collection notices, pre-legal and legal debt collection, and enforcement court proceedings. Our proficiency in Tanzania's debt collection laws and regulations enables us to provide timely and successful solutions to recover outstanding debts for businesses.

We provide unwavering assistance from beginning to end.

Tailored debt recovery plan.

We have a team of over 500 professionals who specialize in international debt collection.

Achieving a 87% success rate while maintaining the lowest cost.
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Hilton Law Group is a full-service law firm duly established in Tanzania, with a great track record in handling various legal issues in the country. The Firm has highly experienced advocates who are solution-oriented and have unique methodologies in handing client matters.
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CS ATTORNEYS is a Law firm based in Dar es salaam Tanzania which is well equipped with experts and experienced Lawyers on Dept recovery.
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LexActo Attorneys is a full-service law firm that provides legal services to Corporate and Private Clients in Tanzania. Our goal as law firm is to be a truly business partner to our clients.
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SITUS ATTORNEYS AT LAW IS A CONTEMPORARY LAW FIRM WITH A COMBINED EXPERIENCE OF OVER 30 YEARS. WE COMMIT OURSELVES ON SOLVING THE LEGAL CHALLENGES WHICH ARE FACED BY CLIENTS
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At TRILL & ASSOCIATES ADVOCATES we value and consider our client needs and find a proper manner to attend to their needs. Time is of the essence and precision.
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A duly registered multi –practice Law Firm, licensed to practice law, providing a full range of legal services to individuals, companies, and other entities in selected areas of the Legal profession.
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We MDM LAW GROUP are a boutique legal firm providing individuals, corporations, and financial institutions with exclusive legal services. We aim to provide the highest possible standard of legal service and to maintain that level of quality at every point of contact.
The ultimate guide about debt collection in Tanzania
If you are owed money by a business or customer in Tanzania, we can help you get your money back. We have helped hundreds of other businesses in Tanzania recover debt, and we can help you too.
It can seem impossible to collect a debt in Tanzania. There are challenges like different languages and customs, and also the distance.
It is easier to get your money back when you use a collection agency that knows the laws and customs of the country where the person who owes you money lives.
At Debitura, we always put people first. That means we try to get your money back while still keeping a good relationship with your customer. We're always fair in our public relations efforts, but firm too-ensuring your reputation is always our top priority! If you want to understand the whole process of debt collection in Tanzania, keep reading this guide. But if you'd rather work with a local law firm that specializes in debt recovery in Tanzania, we can help you with that too.
If you have money owed to you in Tanzania, Debitura can help. You can start by uploading your claim onto our website. We will then look at your case and provide you with 3 free quotes from local debt collection lawyers within 24 hours. We use a people-oriented approach and the latest tech-driven solutions to drive results and provide better contact management. This method gets the results you need while preserving customer relationships. We have a lot of friends who help us with our job. We have debt collectors, attorneys, suppliers and vendors. We like all of these friends because they help us get the job done.
Upload claim
Begin collecting your debt today in Tanzania at no cost. Simply create a free profile and upload your case in just 2 minutes.
Pre-legal
During the initial 3 months, we will utilize our effective pre-legal recovery method to collect your debt. We operate on a 100% no-win-no-fee basis.
Legal
If your claim remains unpaid in the pre-legal phase, we will send you three quotes from our local debt collection attorneys.
24/7 updates
You get access to our online portal where you can track your case in real-time
Introduction to collecting debt in Tanzania
Do you have a hard time getting paid by your Tanzanian customers? Do not worry; we can help you collect the money they owe you.
The person who owes money is called the debtor. The person who the money is owed to is called the creditor. If the creditor collects the debt themselves, it's called first-party collection. If the creditor hires someone else to collect the debt, it's called third-party collections.
The debt collection process in Tanzania
The process of collecting debt in Tanzania usually happens in multiple steps. The image below explains the standard way to collect debt in Tanzania:

1 Upload your claim:
If you want someone to help you get your money back, you need to find a debt collection partner. You can give them your claim information, and they will help you get your money back. If you use Debitura, we will give you 3 quotes from local partners in the African country where your case is. This is free - you do not have to pay for it.
2 Amicable collection:
The collection process starts with sending reminders to the person who owes you money. The reminders go through email, SMS, letter, and other ways in the specific country. The goal is to get the person to pay or at least agree that they owe the debt, and then make a plan to pay it back. Debitura offers a no-cure-no-pay solution for amicable collection. This means that you only have to pay a small success fee if we recover your debt. Therefore, amicable collections with Debitura are 100% risk-free!
3 Evaluation:
If you still have not received payment from the debtor after trying to work it out nicely, it is time to look at what to do next. We will look at the size of your claim, the chances of getting paid, and other things to help you decide what the best next step is. There are three common next steps:
A Surveillance:
If you are owed less than 2,000-5,000 euros, it is often not worth it to take legal action. In this case, we recommend "debt surveillance." This means we will keep trying to contact the person who owes you money and try to reach an agreement.
B: Legal collections:
It is a good idea to start a legal action for bigger problems. The way to do it depends on what you are claiming and how big it is. Usually, it takes about one and a half years for it to be done.
C: Debt enforcement:
If the person you are owed money from has said that they owe you money or if there is a court order, you can go to the bailiff's court to get your money.
At Debitura, we can help you with all three steps in Tanzania.
Amicable collection in Tanzania
At Debitura, we offer a 100% risk-free and efficient process for Amicable collections. All you have to do is submit your claim, and we will start working on it within 24 hours.
We will try to contact your debtor in Tanzania using different methods, such as e-mail, SMS, letters, calls and social media.
The goal of this process is to:
A) get the debtor to pay the full amount or
B) get the debtor to agree that they owe the money and start a plan to pay it back
If the debtor has said that they do not owe the money, you cannot try to resolve this peacefully but must start with legal collections.
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Get started with
amicable debt collection
Upload your claim and get started with our 100% no-cure-no-pay collection solution.
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Legal collection in Tanzania
If you have not been paid during the amicable phase or the debtor disputes your claim, we will provide you with 3 free quotes from our local debt collection attorneys. In the legal phase, our local attorney will reach out to your debtor and try to negotiate a payment. Our partners can also go to court and get a payment order via the legal system in Tanzania. This payment order can then be used to enforce your claim via enforcement court.
Different lawyers charge different prices for their services. To get the best price, it is recommended that you get multiple quotes so you can compare different attorneys. You can do this easily by using Debitura.
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Get started with
legal debt collection
Upload your claim and get 3 FREE quotes from our local collection partners.
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Debt enforcement in Tanzania
You can use the bailiff's court in Tanzania to enforce your claim if you have received a written acknowledgement from the debtor or court order.
The process and cost depend on your situation. You can upload your information to Debitura to get three quotes within 24 hours.
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Get started with
debt enforcement
Upload your claim and get 3 FREE quotes from our local collection partners.
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Our analysis has shown that the risk of doing business in Tanzania is medium. Based on this medium score, we recommend being careful providing credit and considering charging upfront payment or using credit insurance when trading if you don't know the customer in Tanzania well. If possible, provide a short credit period or even better upfront payment. The medium risk analysis is based on the going through these risk factors:
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The economic risk in Tanzania
Economic risk in Tanzania is high (5 out of 6). An economic risk of 5 out of 6 is pretty average in Africa.
GDP and economic growth are critical drivers for economic risk.
The GDP of Tanzania is 67,78 bn. USD (2021), growing by 4,28% per year.
In terms of the size of its economy, Tanzania ranks #74 out of 183 countries and has a medium-sized economy.
In terms of growth rate, it is ranked #95 out of 183 countries and is therefore considered an excellent growing economy.
GDP per capita is 1136 USD, ranking Tanzania number #152 out of 183 countries. The result of this is purchasing power of citizens in Tanzania is low compared to the rest of the world.
You can see a more detailed picture of GDP and economic growth in Tanzania in the table below:
Another critical driver for the economic risk score is the inflation rate and the interest rates. You can see a more detailed picture of monetary KPIs in Tanzania in the table below:
The business environment risk in Tanzania
Our analysis shows that the business environment risk in Tanzania is medium-high (4 out of 6), which is a relatively low risk score in Africa.
Economic freedom and rights determine the business environment risk in a country. The critical facts for Tanzania in the table below:
In the above table, you can see, the property rights index is 41 in Tanzania, which is considered quite low in Africa.
The business freedom index is based on 10 indicators, using data from the World Bank’s Doing Business study. The Index is 46 in Tanzania, a quite low score for a country in Africa.
Tanzania's overall economic freedom index is 61 out of 100 and is based on factors such as the rule of law, regulatory efficiency, and market openness.
The political risk in Tanzania
The political risk in Tanzania is medium, with a score of 3/6. This is a low political risk score in Africa.
The governance and political stability indicators are critical drivers for political risk. An overview of Tanzania can be seen in the graphs below:
The rule of law index analyses to which extent agents have confidence in and abide by the rules of society, in particular the quality of contract enforcement, property rights, the quality of the courts, and the police's ability to enforce court orders.
When trading with businesses in a country, the rule of law index is critical as it describes your ability to enforce commercial contracts.
In Tanzania, the rule of law index is at -0,52 points, with the score going from -2.5 (weak) to 2.5 (strong). Tanzania has, therefore, a very low rule of law index, which means it is often close to impossible to enforce your contracts. We, therefore, recommend avoiding credits and recommend charging upfront payment instead.
Other drivers for the medium political risks are the very weak control of corruption, the very weak political stability index, and the very large shadow economy that is 38,91% of Tanzania's GDP.
The commercial risk in Tanzania
In Tanzania, the commercial risk score is 2/4, which in our model is a low score. This low commercial risk score is pretty average compared to the average in Africa.
The commercial risk is influenced by a country's international trade relationships. You can see some of the key facts for Tanzania in the table below:
Tanzania has a negative trade balance of -2,72% of GDP. This means that Tanzania imports more goods and services than the country exports.
The annual growth of exports of goods and services has been growing 2,2% annually - now 14,33% of GDP. Import of goods and services represents 17,05% of the GDP in Tanzania.
The financing risk in Tanzania
We have calculated the financing risk to be 3/4, which equals a medium risk. A medium financing risk score is pretty average for countries in Africa.
The country's banking system, efficiency, and stability influence the financing risk. Additional facts and info can be found for Tanzania in the table below:
In Tanzania, the credit information sharing index is 8 on a scale from 0 (low) to 8 (high). The result of this is accessibility and quality of credit information available in Tanzania is high.
This makes it easy for you to understand the credit risk of your counterpart in Tanzania. You would be able to find a good local credit rating agency that can help you analyse the creditworthiness of your specific customers.
Your juridical rights as a creditor are 5 out of 12 and, therefore, weak.
Tanzania Debt Collection FAQ
Debt collection in Tanzania typically occurs in multiple steps, beginning with the creditor sending reminders to the debtor through various means to make payment or establish a repayment plan. If this step fails, there are three common next steps: debt surveillance, legal collections, and debt enforcement. As a professional debt collection partner, Debitura can help you with all three steps in Tanzania, giving you quotes from local partners, and offering a no-cure-no-pay solution for amicable collection.
The debt collection process in Tanzania involves three steps: pre-legal collection, legal debt collection, and debt enforcement. It starts with uploading your claim to a debt collection partner, who will try amicable collection methods like sending reminders. If these don't work, they will evaluate the case and suggest surveillance, legal action, or debt enforcement. Debitura provides support for all three steps in Tanzania, including a no-cure-no-pay option for amicable collection.
In Tanzania, if a debt is disputed, a civil lawsuit is required for legal collection. Debt enforcement and insolvency proceedings are also options. Legal actions require a local lawyer. We offer 3 free quotes from local debt collection attorneys who can negotiate with your debtor or go to court if necessary. To get the best price, it's recommended to get multiple quotes from different attorneys. Use Debitura to make this process easy.
Debt collection costs in Tanzania vary depending on the specific case and desired actions, so it's difficult to provide a fixed price. However, Debitura offers a no-cure-no-pay model for pre-legal collection with a success fee between 10-20%. For legal actions, we can provide you with 3 quotes from the best debt collection lawyers in Tanzania. Contact us to learn more.
The duration of debt collection in Tanzania varies based on the debtor and case involved. If solved in pre-legal phase, the process typically takes between 3-6 months. However, if legal action has to be taken, the process can take between 12-18 months. The specific timeline will depend on the circumstances of each individual case.