Top-Rated Debt Collection Agency in Vietnam
Fast and reliable debt collection in Vietnam - no upfront costs, only pay for success. Request a FREE Consultation or upload your claim today.

In Vietnam, recovering your debt is easiest by...
Debitura specializes in debt recovery services in Vietnam, providing a comprehensive range of solutions offered by a team of experienced professionals. These solutions include accounts receivables management, debt collection notices, pre-legal and legal debt collection, and enforcement court proceedings. Our expertise in the laws and regulations of debt collection in Vietnam enables us to offer efficient and effective solutions that support businesses in recovering their outstanding debts.

Receive uninterrupted assistance throughout the entire process.

Tailored collection approach.

More than five hundred professionals available for global debt recovery.

We have a success rate of 87% at the most affordable cost.
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BLaw Vietnam is a leading legal services provider in Vietnam, with a team of experienced lawyers who offer a wide range of legal services, including debt recovery, corporate law, and intellectual property. The firm is dedicated to providing cost-effective solutions to clients and takes a personalized approach to each case.
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ALB & Partners is the leading debt collection law firm in Vietnam. Our mission is to provide the most unique, effective and professional techniques to help our clients collect their debts.
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TNTP & Associates International Law Firm has been duly established and operating under the laws of Vietnam since 2016. Our firm is admitted to practice and provide all types of legal services for individuals and entities. We have experienced and knowledgeable legal consultants and lawyers based in Ho Chi Minh City, Danang and Hanoi cities to support domestic and foreign Clients. As a reliable partner, we have been serving Clients from different countries worldwide. Being professional in solving legal issues, Clients’ satisfaction is the guideline for our actions. We always strive to bring our Clients the best legal solutions, both legally and financially. This is the key helping us upgrade our position in the market and become a reliable legal service provider for a large number of domestic and foreign Clients. We have worked closely with State authorities and other expertise parties in Vietnam to provide professional and in-depth legal services to Clients and to offer optimal solutions for Clients’ legal issues
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Legal Services, Intellectual Property & Franchise
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UCC is an international Australian company which started operations in 2006. We have since grown to include most of ASEAN. We use advanced IT systems and abide by the EU GDPR and Australian and Singapore privacy laws. We are members of the TCM Group and IACC.
The ultimate guide about debt collection in Vietnam
Are you having trouble getting money from a business or customer in Vietnam? Don't worry, you've come to the right place! We have helped many other businesses recover their debts in Vietnam.
Collecting a debt in Vietnam can be difficult because of language barriers, different laws and customs, and being far away. But, it can be easier if you use a collection agency that knows the laws and customs of Vietnam.
At Debitura, we care about people and want to help you get your money back while still keeping a good relationship with your customer. We use fair and firm methods to make sure your reputation stays good.
If you want to learn more about how to collect a debt in Vietnam, keep reading this guide. And if you'd rather work with a local law firm that specializes in debt recovery in Vietnam, we can help you find one.
Debitura offers an easy way to collect money you're owed from Vietnam and over 190 other countries. You can begin by submitting your request on our website. We'll review your case within 24 hours and give you three options for local debt collection lawyers in Vietnam. We use a combination of personal communication and modern technology to achieve success and keep good relationships with customers. Our team of debt collectors, lawyers, partners and vendors are important connections that help us get things done. We appreciate all of these relationships, big or small.
Upload claim
Begin your debt collection process in Vietnam today at no cost. Simply create a free profile and upload your case within 2 minutes.
Pre-legal
Our debt collection process involves a no-cure-no-pay approach where we use our proven pre-legal recovery process for three months to collect your claim.
Legal
If your claim remains unpaid during the pre-legal phase, we'll offer you three quotes from our nearby debt collection attorneys.
24/7 updates
You get access to our online portal where you can track your case in real-time
Introduction to collecting debt in Vietnam
Are you having trouble getting paid by your customers in Vietnam? Don't fret, we can make it simple for you. The person who owes the debt is called the debtor and the person who sent the invoice is called the creditor. If the creditor collects the debt themselves, it's called first-party collection. But, if the creditor hires someone else to collect the debt, it's called third-party collections.
The debt collection process in Vietnam
The way we go about getting money back from people who owe it in Vietnam usually involves multiple stages. The picture shows the usual steps we take in this situation.

1 Upload your claim:
If you don't want to handle collecting your debt on your own, the first step is to find a company that specializes in debt collection. One option is to use a service like Debitura, which will give you three options for local companies in the Asian country where your debt is located. And the best part? It's completely free and there are no hidden fees or obligations.
2 Amicable collection:
When trying to collect a debt, the first step is usually to send friendly reminders to the person who owes the money. These reminders can be sent through email, text message, mail, or any other way that is available in the debtor's country. The goal is to get the debtor to either pay the debt or agree to start a plan to pay it back. Debitura offers a service where you only pay a fee if the debt is successfully collected, so there is no risk for you.
3 Evaluation:
If the person you are trying to get money from hasn't paid you back yet, even after trying to work things out peacefully, it's time to think about what to do next. We'll examine how much you're owed, the chance of getting paid, and other important details to help you decide what the best course of action is. Typically, there are three options to choose from.
A Surveillance:
If the amount of money you are claiming is less than $2,000 to $5,000, it is not worth it to continue with legal action. In this situation, we suggest using "debt surveillance", where we will continuously contact the person who owes you money and try to come to a friendly agreement to pay it back.
B: Legal collections:
It's a good idea to begin a legal procedure for bigger demands. The specific procedure varies depending on the category and magnitude of your demand. Generally, the procedure is supposed to last for one year to one and a half years.
C: Debt enforcement:
If the person you are trying to collect money from has agreed that you are owed it, or if a judge has ruled in your favor, you can ask a court officer called a bailiff to help you get the money.
Amicable collection in Vietnam
At Debitura, we provide a safe and effective way for you to collect money that is owed to you. All you have to do is send us your request, and we will begin working on it within 24 hours.
We will contact the person who owes you money through various methods in Vietnam, such as email, text messages, letters, phone calls, and social media.
Our goal is to either:
A) get the debtor to pay the entire amount or
B) to get them to agree to a payment plan.
However, if the debtor disagrees with your request, we will not be able to resolve it amicably and will have to move on to legal action.
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Get started with
amicable debt collection
Upload your claim and get started with our 100% no-cure-no-pay collection solution.
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Legal collection in Vietnam
If you haven't received payment for your claim during the friendly stage or the person you are claiming from disagrees with your claim, we will give you three free estimates from lawyers in our area who specialize in debt collection. During the legal stage, a lawyer from our area will contact the person you are claiming from and try to come to a payment agreement. If necessary, our associates can also take the case to court and get a court order for payment in Vietnam. This court order can then be used to make the person pay what they owe through the court's enforcement process.
The cost of hiring a lawyer depends on how complicated and big your case is. To find the best deal, it's a good idea to talk to multiple lawyers and compare their prices. One way to do this easily is by using the website Debitura.
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Get started with
legal debt collection
Upload your claim and get 3 FREE quotes from our local collection partners.
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Debt enforcement in Vietnam
If you have proof that the person you are trying to collect money from has acknowledged your claim or if a court has ordered them to pay you, you can use the services of a bailiff in Vietnam to make sure they pay you what they owe.
The way things are done and how much it will cost can change depending on what your situation is. To find out more information, send your case to Debitura. They will send you three different estimates for your claim within one day.
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Get started with
debt enforcement
Upload your claim and get 3 FREE quotes from our local collection partners.
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The analysis is concluding that the risk of conducting business in Vietnam is medium. Based on this medium score, we recommend being careful providing credit and considering charging upfront payment or using credit insurance when trading if you don't know the customer in Vietnam well. If possible, provide a short credit period or even better upfront payment. The medium risk analysis is based on the going through these risk factors:
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The economic risk in Vietnam
Economic risk in Vietnam is high (5 out of 6). An economic risk of 5 out of 6 is relatively high in Asia.
GDP and economic growth are critical drivers for economic risk.
The GDP of Vietnam is 362,64 bn. USD (2021), growing by 2,59% per year.
In terms of the size of its economy, Vietnam ranks #40 out of 183 countries and has a large economy.
Looking at the growth rate, it is ranked #134 out of 183 countries and is therefore considered a slow-growing economy.
GDP per capita is 3694 USD, ranking Vietnam number #113 out of 183 countries. The result of this is purchasing power of citizens in Vietnam is pretty average compared to all the countries in the world.
You can see a more detailed picture of GDP and economic growth in Vietnam in the table below:
Another critical driver for the economic risk score is the inflation rate and the interest rates. You can see a more detailed picture of monetary KPIs in Vietnam in the table below:
The inflation in Vietnam was 1,8% in 2021 which is considered a very low inflation rate.
The interest rate for businesses is 7,81%.
The business environment risk in Vietnam
Our analysis shows that the business environment risk in Vietnam is medium-high (4 out of 6), which is a pretty average risk score in Asia.
Economic freedom and rights determine the business environment risk in a country. You can see the critical facts for Vietnam in the table below:
As you can see in the table, the property rights index is 51 in Vietnam, which is considered low in Asia.
The business freedom index is based on 10 indicators, using data from the World Bank’s Doing Business study. The Index is 65 in Vietnam, a quite low score for a country in Asia.
Vietnam's overall economic freedom index is 62 out of 100 and is based on factors such as the rule of law, regulatory efficiency, and market openness.
The political risk in Vietnam
The political risk in Vietnam is medium-high, with a score of 4/6. This is a pretty average political risk score in Asia.
The governance and political stability indicators are critical drivers for political risk. An overview of Vietnam can be seen in the graphs below:
The rule of law index analyses to which extent agents have confidence in and abide by the rules of society, in particular the quality of contract enforcement, property rights, the quality of the courts, and the police's ability to enforce court orders.
When doing business in a country, the rule of law index is critical as it describes your ability to enforce commercial contracts.
In Vietnam, the rule of law index is at -0,15 points, with the score going from -2.5 (weak) to 2.5 (strong). Vietnam has, therefore, a low rule of law index, which means it often is very difficult to enforce your contracts. We, therefore, recommend avoiding credits and recommend charging upfront payment instead.
Other drivers for the medium-high political risks are the very weak control of corruption, the weak political stability index, and the normal shadow economy that is 14,78% of Vietnam's GDP.
The commercial risk in Vietnam
In Vietnam, the commercial risk score is 1/4, which in our model is a very low score. This very low commercial risk score is low compared to the average in Asia.
The commercial risk is relying on a country's international trade relationships. You can see some of the key facts for Vietnam in the table below:
Vietnam has a foreign exchange reserve of 109.37 bn. USD.
The financing risk in Vietnam
We have calculated the financing risk to be 3/4, which equals a medium risk. A medium financing risk score is pretty average for countries in Asia.
The country's banking system, efficiency, and stability influence the financing risk. Additional facts and info can be found for Vietnam in the table below:
In Vietnam, the credit information sharing index is 8 on a scale from 0 (low) to 8 (high). The result of this is accessibility and quality of credit information available in Vietnam is high.
This makes it easy for you to understand the credit risk of your counterpart in Vietnam. You should therefore be able to find a good local credit rating agency that can help you analyse the creditworthiness of your specific customers.
Your juridical rights as a creditor are 8 out of 12 and, therefore, medium.
The medium financing risk for creditors also impacts the high interest rate in the private sector of 7,81%.
Debt Collection in Vietnam: Frequently Asked Questions (FAQ)
If you're having trouble getting paid by your customers in Vietnam, you can hire a company that specializes in debt collection. The process can involve friendly reminders to the debtor to pay the debt or agree to a payment plan. If the debt is not paid, the company can evaluate the situation and suggest options such as debt surveillance, legal collections, or debt enforcement. The specific procedure depends on the category and magnitude of your demand. There are local companies such as Debitura that can help you collect the debt at no hidden fees or obligations.
The debt collection process in Vietnam typically involves three stages: pre-legal collection, legal debt collection, and debt enforcement. Initially, friendly reminders are sent to the debtor to pay back the money. If that doesn't work, a debt collection company will evaluate the situation and suggest either surveillance or legal action. For larger debts, legal action is recommended, which can take up to one and a half years. If the debt is legally proven and unpaid, debt enforcement can be initiated through a court officer called a bailiff.
If a debt is disputed, debt collection in Vietnam requires a civil lawsuit. For debt enforcement and insolvency proceedings, a local lawyer is necessary. Debitura can connect you with three free estimates from lawyers in our area who specialize in debt collection, and we can help you take legal action to get a court order for payment. The cost of hiring a lawyer depends on the complexity and size of your case, but Debitura can help you find the best deal by comparing prices from multiple lawyers.
"At Debitura, we offer a no-cure-no-pay model for pre-legal debt collection in Vietnam, with a success fee ranging from 10-20%. The cost of legal action will depend on your specific case and desired actions. We can provide you with 3 quotes from the best debt collection lawyers in Vietnam to help you determine the best options for your situation."
The timeframe for debt collection in Vietnam varies depending on the debtor and the particular situation. If the case is resolved in the pre-legal stage, the collection process usually takes 3-6 months. However, if legal action is necessary, it typically takes 12-18 months to collect the debt. The timeframe can also be impacted by various factors related to the debtor's financial situation and willingness to cooperate.