Debt collection for lending and invoice finance platforms
When a business borrower or an invoice debtor stops paying, your platform needs a collector that works where the debtor is. Debitura matches each claim to a vetted local agency or law firm in the debtor's country, in 180 countries, on a success fee.
Unpaid invoices and business loan repayments
Debitura's no win, no fee pricing covers undisputed unpaid invoices and loan repayments from business customers. Other claims, such as a contract breach, are a separate claim type.[1]
Invoice finance and factoring
An invoice the debtor has not paid at maturity. Who sends it depends on your structure: the platform's client, or the funder that holds the receivable.
Business lending
Missed repayments on a loan to a business, once your own servicing and reminders have run their course.
Embedded credit and BNPL for B2B
Overdue balances from business buyers who paid on terms, collected in the buyer's country.
One process for every country your debtors are in
Local collection under local law
A formal demand from a collector in the debtor's own country and language, and court action through local lawyers if needed. Legal action is quoted separately and only starts if the creditor accepts the quote.[2]
Status in your own systems
Cases are created through the API and followed with webhooks, so collection status sits next to the loan or the financed invoice in your platform.[4]
What it costs and what the platform earns
Success fee for debtors in Europe; from 7.5% elsewhere. Each claim is priced by size and debtor country, on the amount recovered.[1]
No setup fee and no subscription. Nothing is payable on undisputed claims unless money is recovered.[1]
A platform that brings its clients through an integration earns 100% of Debitura's earnings on their cases until USD 5,000, then 50%.[2]
Questions from lending and invoice finance platforms
Can a lending platform send defaulted business loans to collection?
Yes. Loan repayments from business customers are one of Debitura's claim types, priced on a success fee like unpaid invoices.
Which countries can debtors be in?
Debitura works with local collection agencies and law firms in 180 countries. A claim in a country that is not covered is returned with a reason.
Do we have to integrate to use Debitura?
No. A finance team can submit claims directly. An integration lets your platform send claims from its own systems and earn a share of Debitura's revenue on them.
Where these facts come from
Accessed 11 November 2026.
- Debitura, Pricing. debitura.com/pricing
- Debitura, Referral partner program: embed debt collection in your platform. debitura.com/solutions/referral-partners
- Debitura, Debt collection API. debitura.com/integration/debt-collection-api
- Debitura, Developer docs: Webhooks. docs.debitura.com/referral-partners/integration-guides/webhooks
Collection for every debtor country
Tell us about your platform and where your debtors are, and we will set you up with test keys and the partner docs.