
Debt Collection in Montrouge – MERCURE Finances
MERCURE Finances is a premier debt recovery agency in Montrouge offering effective Debt Collection services in France, founded in 2003, operating on a success-based fee model, and recognized with awards and memberships including FENCA, serving over 104 countries.
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Company description
About Mercure Finances – Debt Collection in France
MERCURE Finances is a distinguished debt collection agency in Montrouge, recognized for its strategic approach to debt recovery and dispute mediation since its founding in 2003. Leveraging a team of 12 skilled professionals, the agency's operations span over 104 countries, offering specialized services to a diverse range of clients.
Proven Results
MERCURE Finances has consistently demonstrated high performance, evidenced by a recovery rate of 81.6%. The agency's success stems from a modular process refined over years of industry experience. Celebrated with the Estampille « Gazelle » from the French Ministry of the Economy, its negotiation prowess has been recognized within the aeronautics industry for handling complex claims effectively. As a member of the Federation of European National Collection Associations (FENCA) and the Réseau national Sherlok, the agency remains at the forefront of industry standards and best practices.
Our Process
The agency’s approach to debt recovery is comprehensive, involving tailored methodologies that address each client’s unique needs. The process is outlined in several key steps:
- Initial assessment and strategic planning customized for the client’s financial policy.
- Personalized reminders and negotiation strategy development.
- Mediation followed by potential legal escalation if necessary.
- Execution of bailiff home visits and thorough address searches.
- Complete judicial proceedings when required for legal debt recovery.
This process ensures transparency and success-based remuneration, with no fixed fees.
Meet the Team
Founded in Montrouge, MERCURE Finances boasts a dedicated team of industry experts. Olivier Siboni leads as President, ensuring strategic direction and oversight. The team includes Hervé, an international debt recovery officer, and Catherine, who manages client relations across France and Europe. These professionals drive the agency’s mission to deliver unmatched service quality and client satisfaction.
Services & Industries
Businesses across the industrial, service, and banking sectors, as well as SMEs and public organizations, benefit from the agency’s tailored services. These include international debt recovery, consulting on crisis negotiation, and restructuring consulting for process and cost optimization. The agency's broad expertise ensures that clients receive strategic and informed guidance, aligned to their specific sector requirements.
For detailed insights into local regulations and best practices in France, see Debitura’s France debt‑collection guide. This resource provides valuable context to the legal landscape that governs debt recovery services within the region.
PRICING MODEL
MERCURE Finances offers debt collection services on a pure contingency basis, ensuring no upfront charges or hidden costs. Their fee structure incorporates all administrative tasks, monitored under a no-cure-no-pay model, which guarantees clients only incur costs when debts are successfully recovered. This approach ensures that their remuneration is solely a percentage of the collected debt amount. The agency accepts debts of any size and age, providing tailored services that range from amicable negotiations to judicial proceedings, with no requirement for minimum volumes or fixed fees.
Following the successful recovery, funds are transferred to the client within 30 days. MERCURE Finances operates under the French Decree 96-1112, ensuring compliance with all regulatory standards. Services extend globally, with coverage in over 120 countries, supported by a secure online platform for real-time case tracking. Any legal actions are undertaken without additional collection fees, though some costs such as disbursements may be billed separately or included in the contingency arrangements, depending on the agreement. VAT and other applicable taxes are included per statutory requirements, offering full transparency.
Clients benefit from a personalized quote that addresses their specific needs and financial constraints. Request a detailed quote to optimize your collections with MERCURE Finances' efficient, result-oriented approach.
Process
Debitura offers comprehensive debt-collection solutions. Debitura is a tech‑powered debt‑collection platform that routes every claim to vetted local experts for immediate, country‑specific action. It has a global reach across 183 countries, including France. The no‑cure‑no‑pay benefit ensures that businesses in France only pay upon successful recovery. Creditors can explore the France debt-collection guide to understand statutory interest rates and collection timelines. For those seeking to collect debt in France, the platform provides a strategic advantage. For broader coverage, consider tapping into Debitura's Europe debt-collection network for regional expertise and resources.
Services offered
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Contact Info
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We have written a detailed guide about debt collection. Click the button below to read it.
Premier Debt Collection in France


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