Debt Collection Agency in Belfast – Miller James Limited
Miller James Limited is a premier debt recovery agency in the United Kingdom offering effective risk-free Debt Collection services, recognized as the go-to partner since 1995 and an exclusive Debitura partner in Northern Ireland, providing No Cure No Pay solutions under Debitura's risk-free standard terms and pricing, with memberships in the Credit Services Association and Financial Conduct Authority, serving both Northern Ireland and the Republic of Ireland.
Get a free quote.png)
Company description
About Miller James Limited – Debt Collection in the United Kingdom
Miller James Limited, established in 1995, stands as one of Northern Ireland's leading debt collection agencies. With a commitment to excellence, the agency has been a trusted partner for businesses across Northern Ireland and the Republic of Ireland.
Proven Results
Miller James Limited boasts a solid reputation for its dedication to effective debt recovery. As an exclusive partner of Debitura, the agency offers risk-free, No Cure No Pay pre-legal debt collection services. This collaboration ensures that Miller James delivers outstanding results, supported by its membership in the Credit Services Association and regulation by the Financial Conduct Authority. Their relentless pursuit of excellence is underscored by their ability to tailor strategies that align with client needs while adhering to industry best practices.
Meet the Team
Founded in 1995 and headquartered in Belfast, Miller James Limited is composed of a dedicated team of 20 professionals. The firm thrives under the leadership of key figures like Angela Jane Miller, Natasha McGurk, and Heather Sarah Macartney, whose expertise and vision drive the agency’s success. Their combined efforts ensure an approach that balances debt recovery with maintaining positive customer relationships.
Services & Industries
Miller James Limited excels in pre-legal (amicable) debt collection, particularly as a debt collection agency in Belfast. Their range of services includes door-to-door collections, asset recovery, and comprehensive tracing services. These services are strategically designed to meet the needs of businesses across all sectors, making them a versatile partner for commercial debt recovery efforts. As an exclusive Debitura partner, they offer unique risk-free solutions that maintain client relationships while securing outstanding debts.
Geographical Coverage
Operating extensively across Northern Ireland and the Republic of Ireland, Miller James Limited provides coverage that reflects their deep understanding of both regions' regulatory frameworks. Their compliance with the Financial Conduct Authority's standards ensures reliable and secure debt recovery services. For further context, see Debitura’s United Kingdom debt‑collection guide, which outlines local regulation and best practices.
PRICING MODEL
As an exclusive partner, Miller James Limited offers pre-legal debt collection under Debitura’s Standard Debt Collection Agreement and pricing. Operating on a contingency-based commission model, the firm eliminates upfront costs, charging a fee solely on recovered funds. This “No Cure No Pay” model means clients pay nothing unless Miller James successfully secures payment.
Covering a range of services, including demand letters, door-to-door collections, and virtual credit control systems, Miller James tailors approaches based on debtor specifics like location and account value. This ensures effective recovery strategies aligned with client needs.
For more details, visit: Debitura Pricing.
As an FCA-authorised entity, Miller James adheres to strict compliance standards, ensuring transparent fee practices. Commission fees exclude VAT, added where applicable.
Process
To submit a debt-recovery claim to Miller James Limited, please first create a free profile on Debitura. Once registered, upload your claim through the Debitura portal, where the exact success fee will be clearly displayed prior to submission. During this process, you will digitally execute a Power of Attorney (PoA) via the Debitura platform, authorising Miller James Limited to carry out pre-legal debt collection activities on your behalf.
Debitura’s Standard Debt Collection Agreement
As an exclusive Debitura partner, Miller James Limited operates under Debitura’s Standard Debt Collection Agreement. The Agreement defines the Minimum Service-Level Requirements that must be met throughout the pre-legal stage.
Pre-Legal Debt-Collection Workflow
The exact collection strategy is tailored to each case, yet it generally follows these steps:
- Step 1 — Case approval (≤ 48 hours): Miller James Limited reviews the submitted documentation and confirms acceptance of the claim.
- Step 2 — Skip-tracing: Debtor location and contact details are verified and updated in the system.
- Step 3 — Formal demand notice: A written demand for payment is issued to the debtor.
- Step 4 — Multi-channel collection campaign (3–6 months): A coordinated campaign involving letters, emails, phone calls, and SMS messages is carried out to secure full payment. If immediate settlement is not achievable, an instalment agreement is negotiated and signed.
- Step 5 — Legal escalation (optional): If pre-legal efforts do not succeed within six months, Miller James Limited may recommend initiating legal proceedings. Legal action falls outside the scope of the Standard Debt Collection Agreement. All associated costs will be clearly quoted in the Debitura portal and will require your explicit written approval before proceeding.
Debitura empowers businesses to streamline their debt recovery processes efficiently. Debitura is a tech-powered debt-collection platform that routes every claim to vetted local experts for immediate, country-specific action. With a reach spanning 183 countries, including the United Kingdom, Debitura offers a no-cure-no-pay benefit, ensuring clients only pay upon successful recovery. Learn more about statutory interest, timelines, and effective strategies in the United Kingdom debt-collection guide. Explore the benefits of working with a debt collection agency United Kingdom and connect with the extensive Europe debt-collection network.
Services offered
.webp)
Contact Info
.svg)
We have written a detailed guide about debt collection. Click the button below to read it.
Top-Rated Debt Collection Agency in United Kingdom
.webp)
