Debt Collection Attorney in Cluj-Napoca – SCA Chirita Si Asociatii
SCA Chirita Si Asociatii is a premier law firm in Romania offering effective risk-free Debt Collection services, positioning itself as the go-to partner for debt recovery since 2011, with accolades like the "Firma de Aur" award and memberships in IURISGAL and Legal 500; as an exclusive Debitura partner in Romania, it provides No Cure No Pay debt collection based on Debitura's risk-free standard terms and pricing.
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Company description
About SCA Chirita si Asociatii – Legal Debt Collection in Romania
SCA Chirita Si Asociatii stands as a leading law firm in Romania, renowned for providing effective, risk-free debt collection services since its inception in 2011. As the exclusive Debitura partner in Romania, the firm excels in offering innovative legal solutions grounded in a "No Cure No Pay" model.
Proven Results
The firm has achieved significant recognition with accolades such as the "Firma de Aur" award, underscoring its position in the field of law. A remarkable track record includes representing clients in over 2,000 litigations before national entities and prestigious European courts like the ECHR and CJEU. Notably, in a landmark case, SCA Chirita Si Asociatii successfully obtained a court order against a bank for breaching European Union financing obligations, further cementing its reputation for excellence in commercial debt recovery.
Meet the Team
Founded in Cluj-Napoca, the firm is managed by an adept team of 20 legal experts led by Radu Chirita, Avocat coordonator. With a focus on client-centric representation across all legal domains, the team includes proficient associates like Oana Chirita and collaborators such as Kocsis Jozsef and Adela Tanţău. The firm's rigorous compliance with the Baroul Cluj and its membership in elite networks like IURISGAL and Legal 500 further endorse its credibility.
Services & Industries
Specializing as a debt collection attorney in Cluj-Napoca, the firm deftly navigates diverse legal terrains, providing strategic solutions in areas like IT, pharmaceutical industries, and construction. Its expertise extends to pre-legal debt collection, underscoring SCA Chirita Si Asociatii's status as a leading legal debt recovery specialist. As an exclusive Debitura partner, the firm offers unparalleled risk-free pre-legal debt collection services that adhere to high-standard terms.
For further context, see Debitura’s Romania debt‑collection guide, which outlines local regulation and best practices.
PRICING MODEL
As an exclusive partner, SCA Chirita si Asociatii provides pre-legal debt collection services under Debitura’s Standard Debt Collection Agreement and pricing model.
This model follows a "No Cure No Pay" structure for pre-legal recovery, where clients incur no upfront fees. A success fee is applied only if SCA Chirita si Asociatii successfully recovers the debt.
If the firm does not recover the claim, clients are not charged, adhering to the “No Cure No Pay” principle.
What success fee applies?
The success fee is variable, depending on factors such as the debtor's location, the size of the claim, and its age. Larger and newer claims generally incur lower fees.
For detailed pricing, view the page here: Debitura Pricing Details
Legal Action
In certain cases, such as disputes or unsuccessful recovery attempts, legal action may be required. This is not included under the standard No Cure No Pay arrangement. If legal escalation is necessary, SCA Chirita si Asociatii will provide a custom quote through the Debitura platform for client consideration.
Process
To submit a debt-recovery claim to SCA Chirita si Asociatii, please first create a free profile on Debitura. Once registered, upload your claim through the Debitura portal, where the exact success fee will be clearly displayed prior to submission. During this process, you will digitally execute a Power of Attorney (PoA) via the Debitura platform, authorising SCA Chirita si Asociatii to carry out pre-legal debt collection activities on your behalf.
Debitura’s Standard Debt Collection Agreement
As an exclusive Debitura partner, SCA Chirita si Asociatii operates under Debitura’s Standard Debt Collection Agreement. The Agreement also defines the Minimum Service-Level Requirements that must be met throughout the pre-legal stage.
Pre-Legal Debt-Collection Workflow
The exact collection strategy is tailored to each case, yet it generally follows these steps:
- Step 1 — Case approval (≤ 48 hours): SCA Chirita si Asociatii reviews the submitted documentation and confirms acceptance of the claim.
- Step 2 — Skip-tracing: Debtor location and contact details are verified and updated in the system.
- Step 3 — Formal demand notice: A written demand for payment is issued to the debtor.
- Step 4 — Multi-channel collection campaign (3–6 months): A coordinated campaign involving letters, emails, phone calls, and SMS messages is carried out to secure full payment. If immediate settlement is not achievable, an instalment agreement is negotiated and signed.
- Step 5 — Legal escalation (optional): If pre-legal efforts do not succeed within six months, SCA Chirita si Asociatii may recommend initiating legal proceedings. Legal action falls outside the scope of the Standard Debt Collection Agreement. All associated costs will be clearly quoted in the Debitura portal and will require your explicit written approval before proceeding.
Experience efficient debt recovery with Debitura. Debitura is a tech‑powered debt‑collection platform that routes every claim to vetted local experts for immediate, country‑specific action. Operating in 183 countries, including Romania, Debitura offers a seamless no‑cure‑no‑pay service, ensuring that clients only pay upon successful recovery. To successfully collect debt in Romania, creditors can leverage Debitura's [debt collection agency Romania](https://www.debitura.com/countries/debt-collection-agency-romania) to benefit from local expertise. The [Romania debt-collection guide](https://www.debitura.com/countries/debt-collection-agency-romania) provides insights on statutory interest and recovery timelines, ensuring informed decisions. Explore the [Europe debt‑collection network](https://www.debitura.com/europe) for comprehensive support across the region, facilitating efficient cross-border debt recovery solutions.
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Top-Rated Debt Collection Agency in Romania
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