Debt Collection Agency in Sharjah – Univara Debt Collection Solution

Univara Business Solutions is a leading debt collection agency in Sharjah, renowned for its effective services across the United Arab Emirates. Founded in 2026, the company has established itself as a trusted partner for businesses seeking comprehensive debt recovery solutions.

Proven Results

With a team of experienced professionals, Univara Business Solutions has made significant strides in the debt recovery industry. The firm was awarded Excellence in Credit Risk and Recovery Leadership in 2026, highlighting its commitment to effective and ethical practices. The agency’s 20 dedicated employees use their expertise to improve cash flow and manage overdue accounts responsibly. These achievements underscore Univara's status as a premier debt collection agency in Sharjah.

Our Process

Univara employs a structured and transparent debt recovery process to ensure efficiency and effectiveness. Adopting a clear methodology enables the agency to provide consistent results for its clients.

1. Initial Assessment: Analyze client portfolios to understand outstanding balances and associated documentation.
2. Case Prioritization: Prioritize cases based on debt value, ageing, and recovery potential.
3. Structured Communication: Engage debtors using professional channels to understand circumstances and negotiate repayment.
4. Repayment and Settlement: Facilitate discussions and agreements within the client's authority.
5. Reporting and Accountability: Provide transparent updates and case management reports to clients.
6. Review and Adjustment: Continuously assess and refine strategies to enhance recovery outcomes.

Meet the Team

Univara Business Solutions prides itself on its competent and professional team. Founded by Suvimal Perera, the agency leverages a wealth of experience in banking collections and debt recovery to deliver top-tier services. The firm employs 20 professionals in Sharjah, each focused on providing tailored solutions while ensuring compliance and confidentiality. This skilled team is integral to Univara’s success in legal debt recovery and client satisfaction.

Services & Industries

Specializing in a variety of services, Univara caters to sectors including banking and financial institutions as well as corporate enterprises. Key services offered by the agency include B2B debt collection, accounts receivable management, and cross-border collection coordination. Univara’s extensive portfolio and dedication to industry best practices make it a go-to solution for businesses across different sectors. For further context, see Debitura’s United Arab Emirates debt‑collection guide, which outlines local regulation and best practises.