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Debitura vs CMC Worldwide

CMC Worldwide and Debitura both help businesses collect unpaid invoices from debtors abroad. Here is how they compare on model, fees, coverage and tools, using each company's own website.

Last checked 17 October 2026Facts from each company's own siteChecked by the Debitura team

See your fee How Debitura works

The short answer

Checked 17 October 2026

As of 17 October 2026, CMC Worldwide collects B2B debts on a no win, no fee basis with in-house collectors who speak the debtor's language, and states coverage of 130+ or 150+ countries depending on the page^[1]^[3]. Its commission is set per case in writing after a free assessment, and legal costs are passed on with a 10% handling fee after your written approval^[4]^[7]. Debitura's published fee is from 6% in Europe and 7.5% elsewhere, depending on claim size and the debtor's country, with $0 upfront; on a $10,000 claim against a business in Germany the calculator shows 9.5%. Which one fits depends on your debtors, your volume and how you like to work.

CChoose CMC Worldwide if

You want one provider to follow up invoices under your own brand before they are overdue and then move them to collection without switching provider.
You collect from businesses and want the debtor contacted by in-house collectors in the debtor's language.
You are a collection agency, law office or credit insurer looking for a subcontractor for foreign B2B debtors.

DChoose Debitura if

You want a licensed partner in the debtor's own country on each case.
You want to see the fee on each claim before you submit.
You want every case on one platform, with CSV import, integrations and an API.

Facts from each company's own website, with numbered sources.See the full comparison

At a glance

Debitura and CMC Worldwide in 30 seconds

Six things buyers compare first. "Same" means the model is alike, not identical; check the full table for detail.

Debitura (us)CMC WorldwideSame or differs

Pricing model

Debitura (us)No Cure, No Pay success fee

CMC WorldwideNo win, no fee; commission set per case

Same

Published fee

Debitura (us)From 6% in Europe, 7.5% elsewhere

CMC WorldwideNot published

Differs

Upfront cost

Debitura (us)$0 upfront, no setup fee

CMC WorldwideNo retainer, set-up or file fee

Differs

Coverage as stated

Debitura (us)180 countries

CMC Worldwide130+ or 150+ countries (varies by page)

Differs

Getting started

Debitura (us)Self-service sign-up

CMC WorldwideFree consult and quote, then MyCase upload

Differs

API and integrations

Debitura (us)REST API, webhooks, MCP server

CMC WorldwideMyCase portal; API not stated

Differs

Side by side

Debitura and CMC Worldwide compared

Fifteen points in five groups. Text first, with a mark where a plain answer helps. Numbers in brackets link to the source.

How to read the marks:Yesstated on the company's siteNothe site says it does notPartlywith limits or conditionsNot stated on its sitewe did not find it, which is not the same as noQuote onlyprice given on request

What each company states on its own website, checked 17 October 2026.
Topic	Debitura (us)	CMC Worldwide
How it works
What it is	A debt collection platform. Each claim is matched to a licensed local collection agency or law firm in the debtor's country, which collects under local law.	Dutch collection agency for international B2B debt collection and accounts receivable management, using in-house collectors^[1]^[2]. It states a '95% out-of-court success rate'^[1].
Who collects abroad	A licensed local partner in the debtor's country, matched to the case. You talk to the partner directly in the case chat.	CMC's own in-house collectors contact debtors in their own language^[9]. Lawyers, bailiffs or other third parties are brought in only after your written approval^[7]. A standing network of local law firms: not stated on its site.
Coverage as stated	180 countries.	Pages differ: 'In-house native speakers covering 130+ countries'^[1]^[9]; 'operating in 150+ countries'^[3]; debtors 'in all parts of the world, no exceptions'^[5]. Languages: 'all European languages' in house^[5], 'over 15 different languages'^[6]. Offices in Zwolle (HQ), London and Portugal, plus a US company 'in formation'^[8].
Cost
Pricing model	No Cure, No Pay. You pay a success fee only when money is recovered.	No win, no fee. CMC first adds collection costs to the debtor's invoice; if those cannot be recovered, it charges a pre-agreed commission on the amount collected^[4]. The commission is 'based on the age of the debt'^[5].
Published fee	YesFrom 6% in Europe and 7.5% elsewhere, depending on claim size and the debtor's country, shown before you submit. Example: 9.5% on a $10,000 claim against a business in Germany.	Quote onlyNot published. You receive your commission percentage in writing after a free case assessment^[4].
Upfront cost and subscriptions	$0 upfront. No setup fee or retainer. Managed Services for large volumes is an optional paid subscription from $1,000 a month.	None stated: 'no retainer, no set-up fee, and no charge for opening a file'^[4].
Legal phase	Optional. Quoted separately, and only starts if you accept the quote.	Legal steps start only after your written approval^[7]. Third-party costs (court fees, lawyers, bailiffs, investigators) are passed on to you plus a 10% handling fee per cost, with a one-off minimum start-up fee of €200^[7]. If money is recovered through court, CMC earns its commission; if not, no commission is due^[4].
Minimum claim	Set per market and debtor type, shown in the fee calculator. For example $100 for a business debtor in Germany and $500 in the US.	Not stated on its siteCMC says its model works for 'a single overdue invoice' as well as portfolios^[4].
Getting started
B2B or B2C	YesBusinesses and consumers (B2B and B2C).	Businesses (B2B): its case form asks you to confirm the debt 'is owed by a company, not a private individual'^[3].
Getting started	Self-service. Create a free account and submit a claim online. You see the fee before you submit.	Free consultation and an obligation-free quote, then you upload the case to the MyCase portal^[6]. Self-service sign-up without a quote: not stated on its site.
Day to day
Case tracking and contact with the collector	Every case, message and payment on one platform, with case chat directly with the partner. Partners must resolve open tasks and respond within 48 business hours.	Cases are submitted through the MyCase portal, and a dedicated account manager keeps you updated^[6]. Collected funds are paid out monthly or every 14 days, in EUR, GBP or USD^[7].
Integrations and API	CSV import, accounting integrations, Zapier, a REST API with webhooks, and an MCP server for AI assistants.	Not stated on its siteCMC uses its own debt collection software, developed in 2013^[2]. API and accounting integrations: not stated on its site.
Data and contract
Contract	One Standard Debt Collection Agreement, signed once, for every country.	Its general terms apply to all agreements with clients, including follow-up assignments, under Dutch law^[7]. The full terms are sent on request^[7]. Term length: not stated on its site.
Exclusivity per case	The matched partner has a six-month collection period on each case.	If you withdraw a case, CMC is entitled to the agreed commission on the full debt amount^[7]. If the debtor pays you directly, tell CMC within 10 business days or a 5% surcharge may apply^[7].
Data processing and hosting	Debitura is your processor. The DPA is signed self-service. Hosted on Microsoft Azure in the EU, encrypted in transit and at rest.	Its terms keep client information confidential unless you authorise disclosure or the law requires it^[7]. GDPR role, DPA and hosting location: not stated on its site.

Prices, coverage and services change. Check CMC Worldwide's own site before you decide.

What it costs

What does each cost on a real claim?

One example, worked through with each company's published numbers. Legal action is extra with both and is quoted separately.

Check your own claim

$10,000 invoice, business debtor in Germany, under 12 months overdueRecovered in full. Debitura's minimum claim in this market: $100.

Debitura (us)9.5%

Success fee $950, shown before you submit.

Other feesNone. No membership or upfront cost.

You keep, if recovered in full$9,050

If 12 to 24 months overdue: 17.5% ($1,750).

CMC WorldwideQuote

Quote on request. Not published.

Other fees

Commission only when collection costs cannot be recovered from the debtor; percentage set per case, not published^[4]^[5]

You keep, if recovered in fullNot published

Debitura: pricing calculator, 17 October 2026. CMC Worldwide: no rate published on its own website, see sources.

Debitura's fee depends on claim size and the debtor's country: from 6% in Europe on amounts of $150,000 and above, and from 7.5% elsewhere. Claims over 12 months cost more, and the uplift is shown before you submit. See every fee band.

Credit where it is due

What CMC Worldwide does well

Three facts from CMC Worldwide's own website.

In-house native speakers

CMC's own collectors contact debtors in their own language, covering 'all European languages' in house and 130+ countries[5][9].

Costs charged to the debtor first

CMC first adds collection costs to the debtor's invoice and charges commission only when those cannot be recovered, with no retainer or set-up fee[4].

Key terms published

Its terms summary states that legal action starts only with written approval, that funds are paid out monthly or every 14 days, and that Dutch law applies[7].

An honest answer

When is CMC Worldwide the better choice?

Some cases fit CMC Worldwide better. If yours is one of them, we would rather you knew now.

CMC Worldwide may suit you better if

You want white-label accounts receivable follow-up and debt collection from the same provider^[10].
You want in-house native-speaking collectors rather than partner agencies to contact your debtors^[9].
You are a collection agency, law office or credit insurer, client groups it names^[5].

Debitura is likely the better fit if

You want a licensed partner in the debtor's own country on each case.
You want to see the fee on each claim before you submit.
You want every case on one platform, with CSV import, integrations and an API.

How Debitura works

What you get on every case

Debitura is a platform, not an agency. A licensed local partner collects; you sign one agreement and follow every case in one place.

Illustration

Your success fee

9.5%

Germany, business, $10,000Europe

Estimated fee$950

You receive$9,050

Upload this claim

The fee before you submit

Pick the debtor's country, the amount and how overdue it is. The fee and the minimum claim for that market show before you submit. If nothing is recovered, you pay nothing.

See your fee

Illustration

Local partnerLetter sent today in the debtor's language. I will call their finance team on Monday.

YouThanks. They asked to pay in two parts last month.

Local partnerNoted. I will propose a two-part plan for your approval.

A licensed local partner, in direct contact

Each claim is matched to a licensed agency or law firm in the debtor's country. You talk to them in the case chat, and partners must resolve open tasks and respond within 48 business hours.

See the platform

Illustration

Standard Debt Collection AgreementSigned once. Applies in every country.

One agreement for every country

You sign the Standard Debt Collection Agreement once. The same No Cure, No Pay terms apply wherever the debtor is, and legal action only starts if you accept a quote.

See what you sign

See how it works Tour the platform

Switching

Moving from CMC Worldwide to Debitura

You can start with your next overdue invoice. Nothing has to move at once.

Create a free account
Sign up online. There is no setup fee.
Sign the agreement once
The Standard Debt Collection Agreement covers every country.
Send new claims
By form, CSV, an accounting integration, Zapier or the API.
Work with the partner
Talk to the local partner on each case in the case chat.

Open cases. Cases already placed with CMC Worldwide usually stay there until they close. Check your current agreement for notice periods before you move anything.

Other options

Other alternatives to CMC Worldwide

Collection groups, credit insurers, international agencies, law firms and platforms all collect abroad, in different ways.

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Debitura vs Intrum

Credit insurer's collection arm

Atradius Collections

Collection next to credit insurance, often included for policyholders and priced by quote for others.

Debitura vs Atradius Collections

Law-firm collector

Bierens

Law firms that specialise in collection, with in-house lawyers who can take a case to court.

Debitura vs Bierens

Collection platform

Oddcoll

Online platforms that send each case to a local agency or law firm in the debtor's country.

Debitura vs Oddcoll

Guide

International debt collection agencies compared

Every type of provider side by side: fees, coverage, minimum claim and how each one works.

Read the comparison

FAQ

Debitura vs CMC Worldwide: questions

What does CMC Worldwide charge?

CMC Worldwide does not publish its commission; you receive the percentage in writing after a free case assessment. It first tries to add its costs to the debtor's invoice, and its commission is 'based on the age of the debt'.

Who pays for legal action with CMC Worldwide?

With CMC Worldwide, third-party legal costs are passed on to you, plus a 10% handling fee per cost and a one-off minimum start-up fee of €200, and legal steps start only after your written approval.

Does CMC Worldwide collect from consumers?

CMC Worldwide collects from businesses: its case form asks you to confirm the debt 'is owed by a company, not a private individual'.

Where is CMC Worldwide based?

CMC Worldwide is headquartered in Zwolle, the Netherlands, with offices in London and Portugal and a US company in formation. It was founded in Amsterdam in 2011.

Can I move open cases from CMC Worldwide to Debitura?

Cases already with CMC Worldwide usually stay there until they close. You can send new claims to Debitura at any time; check your current agreement for notice periods.

Is Debitura a collection agency?

No. Debitura is a debt collection platform. We match your case to a licensed local collection agency or law firm in your debtor's country, which does the collection under local law. We provide the agreement, the platform and the quality checks.

Does Debitura charge anything upfront?

No. Debitura charges $0 upfront, with no setup fee or retainer. You pay a success fee only on money that is recovered, and legal action is quoted separately and only starts if you accept.

Sources and method

Where these facts come from

How we compare

We read each company's own website and quote what it states, with the page and the date. Where pages disagree, we show every figure. Where we found nothing, we write "Not stated on its site", which is not the same as "no". We have no inside knowledge of other companies' terms.

Debitura's figures

Debitura's fees come from the Debitura pricing calculator, debitura.com/pricing, read on 17 October 2026. Your exact rate is shown before you submit. Other Debitura figures: 180 countries; median 33 days to first payment and median 44 days to close, European cases.

Last checked

17 October 2026, by the Debitura team.

What changed

17 October 2026: page rebuilt. Every fact rechecked on each company's own website. Rows added for minimum claim, legal phase, exclusivity and data.

Sources

CMC Worldwide, Debt Recovery for B2B Companies | No Win, No Fee. cmcww.com, accessed 17 October 2026.
CMC Worldwide, About- CMC. cmcww.com/about, accessed 17 October 2026.
CMC Worldwide, International B2B Debt Collection Agency| CMC Worldwide. cmcww.com/en/services/debt-collection, accessed 17 October 2026.
CMC Worldwide, No Win, No Fee Debt. cmcww.com/en/no-win-no-fee, accessed 17 October 2026.
CMC Worldwide, FAQ- CMC. cmcww.com/en/frequently-asked-questions, accessed 17 October 2026.
CMC Worldwide, The CMC Process for Debt Collection Explained- CMC. cmcww.com/en/blog/debt-collection-process-explained, accessed 17 October 2026.
CMC Worldwide, Terms & Conditions for International Debt Collection- CMC. cmcww.com/en/terms-conditions-for-international-debt-collection, accessed 17 October 2026.
CMC Worldwide, Contact- CMC. cmcww.com/en/contact, accessed 17 October 2026.
CMC Worldwide, Free debt collection consultation | Recover your global overdue invoices- CMC. cmcww.com/en/free-debt-collection-consultation, accessed 17 October 2026.
CMC Worldwide, Outsourced Accounts Receivable Management - CMC. cmcww.com/en/services/accounts-receivable, accessed 17 October 2026.

Our approach. We respect the companies we compare with and do not speak badly about them. We describe how each service works, credit what it does well and link to the source. Spotted something out of date? Write to contact@debitura.com and we will check it.

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