Debt Collection Agency in WROCŁAW – EUROPEJSKIE BIURO OCHRONY FINANSÓW Sp. z o.o. Sp. K.
Europejskie Biuro Ochrony Finansów Sp. z o.o. Sp. K. (EBOF) is a premier debt recovery agency in Poland offering effective risk-free debt collection services; founded in 2012, the agency is an exclusive Debitura partner, providing No Cure No Pay solutions based on Debitura's standard terms, and is recognized for accolades such as Brylant Polskiej Gospodarki and memberships in leading financial associations.
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Company description
About Europejskie Biuro Ochrony Finansów – Debt Collection in Poland
Europejskie Biuro Ochrony Finansów Sp. z o.o. Sp. K. is a distinguished debt collection agency in Poland, headquartered in Wrocław. Since its founding in 2012, the agency has been delivering exceptional results, making it a trusted partner for businesses seeking efficient debt recovery solutions.
Proven Results
Renowned for its industry excellence, Europejskie Biuro Ochrony Finansów has received accolades such as Brylant Polskiej Gospodarki and Efektywna Firma in 2022. These awards reflect the agency's commitment to exemplary service and effective financial recovery strategies. Furthermore, its membership in associations like the Dolnośląska Izba Gospodarcza and the Związek Przedsiębiorców Finansowych w Polsce underlines its standing as a leader in the debt recovery sector.
Meet the Team
The agency employs a dedicated staff of 25 professionals, each skilled in different aspects of debt recovery. Key team members include Igor Wojcieszak, the Komandytariusz, and Oskar Stachowicz, the Plenipotentiary of the Management Board responsible for worldwide debt collection. Their diverse expertise enables the firm to handle complex cases efficiently. The team’s experience is further validated by its licensing by the Ministry of Interior and Administration for investigative services, enhancing trust and reliability in legal debt recovery.
Services & Industries
Specializing in pre-legal debt collection, Europejskie Biuro Ochrony Finansów excels in resolving receivables through business-level negotiations across sectors like banking, leasing, and B2B commerce. As an exclusive Debitura partner, the agency offers No Cure No Pay pre-legal debt collection services, providing a risk-free solution for businesses. Their territorial negotiators and investigative capabilities ensure efficient commercial debt recovery, supported by their compliance with regulatory standards.
Covering Poland and various European regions, Europejskie Biuro Ochrony Finansów utilizes local partner networks to manage cross-border debt recovery. This extensive coverage, combined with a proven track record and a dedicated workforce, positions the agency as a leader in the industry. For more information on the regulatory environment and best practices in Poland, see Debitura’s POLAND debt‑collection guide.
PRICING MODEL
As an exclusive partner, EBOF provides pre-legal debt collection under Debitura’s Standard Debt Collection Agreement and pricing.
The firm follows a "No Cure No Pay" pricing model for all pre-legal B2B debt collection services, meaning clients incur no costs unless EBOF successfully recovers the debt. There are no upfront fees or subscriptions; remuneration is entirely dependent on effective negotiation and mediation outcomes.
Each case is evaluated individually, and EBOF offers a bespoke success fee proposal based on factors such as debtor’s financial status, claim amount, and complexity. Clients agree to the success fee upon recovery of funds, with no liability if recovery is unsuccessful.
EBOF also engages in leasing receivables recovery and international debt enforcement, all under the success-fee framework. For those needing immediate liquidity, the firm offers a receivables-purchase service. Pricing for these services is individually tailored, considering the debtor's risk profile and other factors.
For full details, please visit: Debitura Pricing
Process
To submit a debt-recovery claim to EUROPEJSKIE BIURO OCHRONY FINANSÓW Sp. z o.o. Sp. K., please first create a free profile on Debitura. Once registered, upload your claim through the Debitura portal, where the exact success fee will be clearly displayed prior to submission. During this process, you will digitally execute a Power of Attorney (PoA) via the Debitura platform, authorizing EUROPEJSKIE BIURO OCHRONY FINANSÓW Sp. z o.o. Sp. K. to carry out pre-legal debt collection activities on your behalf.
Debitura’s Standard Debt Collection Agreement
As an exclusive Debitura partner, EUROPEJSKIE BIURO OCHRONY FINANSÓW Sp. z o.o. Sp. K. operates under Debitura’s Standard Debt Collection Agreement. The Agreement also defines the Minimum Service-Level Requirements that must be met throughout the pre-legal stage.
Pre-Legal Debt-Collection Workflow
The exact collection strategy is tailored to each case, yet it generally follows these steps:
- Step 1 — Case approval (≤ 48 hours): EUROPEJSKIE BIURO OCHRONY FINANSÓW Sp. z o.o. Sp. K. reviews the submitted documentation and confirms acceptance of the claim.
- Step 2 — Debtor inquiry: Updated contact details of the debtor are confirmed and entered into the system.
- Step 3 — Initial reminder notice: A written reminder for payment is sent via email to the debtor.
- Step 4 — Direct contact: Experienced collectors engage through emails and phone calls to establish communication and negotiate payment terms.
- Step 5 — Field operations: If necessary, field collectors are dispatched to negotiate directly with the debtor, leveraging local market knowledge.
- Step 6 — Mediation attempt: A Mediation Bureau may be employed to facilitate mediation procedures before considering legal action.
- Step 7 — Debt exchange listing: Debts may be listed on EBOF’s own debt exchange to increase visibility and pressure on the debtor.
- Step 8 — Legal escalation (optional): If pre-legal efforts do not succeed, EUROPEJSKIE BIURO OCHRONY FINANSÓW Sp. z o.o. Sp. K. may recommend initiating legal proceedings. Legal action falls outside the scope of the Standard Debt Collection Agreement and will require explicit consent.
Debitura optimizes international debt recovery. Debitura is a tech‑powered debt‑collection platform that routes every claim to vetted local experts for immediate, country‑specific action. With reach across 183 countries, Debitura provides comprehensive services tailored for specific locations, such as a no‑cure‑no‑pay benefit in Poland. By visiting the debt collection agency Poland page, creditors can uncover crucial insights like statutory interest rates and expected timelines. These resources are invaluable for professionals navigating the debt recovery landscape. Additionally, explore the Poland debt‑collection guide for detailed strategies. Join Debitura’s expansive Europe debt‑collection network to leverage tailored expertise and enhance debt collection efforts effectively.
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Top-Rated Debt Collection Agency in Poland
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